A Registered Retirement Savings Plan (RRSP) is a government-approved investment option that helps in saving for retirement while giving you an immediate tax break. Plus, you can usually avoid paying tax on the income earned on your RRSP investments until you withdraw the funds.

The benefits of an RRSP investment are substantial, and while there are some rules to follow, we’re here to help you choose the right options and plan for a more secure, comfortable retirement.

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Types of RRSPs

RRSP-eligible investments come in all shapes and sizes, including mutual funds, stocks and bonds*, term deposits, and RRSP Jumpstart™ High Interest Savings Account.

Understanding RRSPs

Find out why RRSPs are an essential part of retirement planning, and learn the basics about RRSP rates, tax deductions, annual contribution limits, and more.

* Please read the Credential disclosure and mutual funds disclaimer.

RRSP Jumpstart™ High Interest Savings Account is a trademark of Vancouver City Savings Credit Union

* Mutual funds are offered through Credential Asset Management Inc. Mutual funds and other securities are offered through Credential Securities, a division of Credential Qtrade Securities Inc. Credential Securities is a registered mark owned by Aviso Wealth Inc.