Visa payWave®

A contactless payment feature

Vancity enviroVisa Visa payWave

Visa payWave is a secure and convenient payment feature that lets you pay with your enviro™ Visa* credit card by simply holding your card over the contactless card reader. When the “approved” message appears, your payment is done. In most cases, there’s no need to insert your card or type your PIN.


For Vancity enviro Visa cardholders, payWave applies to credit cards issued after June 2015.

Before you can use the payWave on your enviro Visa card, you have to activate it. With your first transaction, you’ll need to insert your card into the terminal. Then, you can use the contactless feature for your future transactions.

Your purchase has to be $200 or less. Some merchants may have set limits lower than $100.

How to use Visa payWave:

Step 1

Look for this symbol on your card and the card reader.

Not every store accepts Visa payWave at this time.

Step 2

Place your card over the secure, contactless card reader.

Step 3

The card reader will indicate when the transaction has been processed. If you see a “declined” message, insert your card and enter your PIN.

Is Visa payWave safe?

Yes, it is. There are several security features in place that ensure cards enabled with the contactless feature are safe.

Secure processing

Contactless comes with multiple layers of protection including secure chip processing. Your purchases will be processed the same secure way they are today, and itemized on your statement. This protects contactless cards against skimming, being copied and counterfeited, and other types of fraud, including electronic pick-pocketing. If your card is stolen, please notify us right away.

Purchase limits

Another layer of safety comes from limits set on your enviro Visa card with Visa payWave. The maximum amount per purchase is $200. Some merchants may set a lower maximum limit for contactless payments (under $100). In which case, your contactless transaction will not be authorized and you’ll need to insert your card and enter your PIN.

Cardholder protection

Cardholders are protected with the Visa Zero Liability Policy that allows for 100% reimbursement of funds for fraudulent charges, provided you comply with the Vancity enviro Visa Cardholder Agreement.


Contact us:

Metro Vancouver: 604.877.4999
Toll-free in North America: 1.800.611.8472
International toll-free: IAC-800-500-0707-0
(IAC = International Access Code, varies by country)

24 hours a day, 7 days a week

payWave® is a registered trademark of Visa, Inc.
TMenviro is a trademarks of Vancouver City Savings Credit Union.
*Trademark of Visa Int., used under license.