Join us

Loan rates

Rates are subject to change without notice. For more information about Vancity's interest rates, please call Member Services Centre at 604.877.7000 or toll-free at 1.888.VANCITY.

Loans (Rates effective 2007-07-11)1 Rates
Personaline 17.75%
Vancity Fair & Fast Loan 19% APR
Other Loans Rate Description
Small and Short Term Loans Demand loans with a cost of borrowing of less than $45.00 at the time of loan set-up will be charged an interest rate of 17.90%.
Fixed Rate 11.95% + Increment
Variable Rate Vancity Prime + Increment
Creditline Vancity Prime + Increment
RRSP and Term Loans Prime + 1% for the purchase of registered or non-registered term deposits of 1 year term or longer (max - 12 monthly payments).

All Canadian currency accounts are accessible by ATM, Online Banking, Phone Banking and in-branch.

(1) The annual percentage rate (APR) is compounded monthly, not in advance. APR assumes no fees or charges apply. If additional fees and/or charges apply, the total Cost of Credit and APR would increase. This product, its features and advertised interest rates may change at any time and may be withdrawn by Vancity at any time for any reason without prior notice to the member.
Need money fast? We can help.