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Types of loans

Credit TypeOverviewFeatures and Benefits
Personal Loan A one-time lump sum for a big purchase, home renovation, debt consolidation, and more.
Online Vancity Fair & Fast Loan A quick loan solution if you need cash in as little as 10 minutes.
  • You could borrow as little as $100 up to $2,500
  • Adjustable payments
  • No credit check
Line of Credit A flexible source of credit that's there for you to use again and again.
Vancity Planet-Wise Renovation Solutions Get rewarded with a lower interest rate to finance energy-efficient home renovations.
Vancity Planet-Wise Transportation Loan Get a preferred interest rate to purchase a vehicle that emits less carbon.
  • Take up to 10 years to repay
  • Save money with flexible terms and lower interest rates
  • No penalties if you repay your loan early
RRSP Loan Get funds to put towards this year's RRSP, or catch up on contributions for previous years.
  • Defer your first payment and use your tax rebate to repay all or some of your loan
  • No penalties if you repay your loan early
  • Competitive interest rates
Foreign Credential Recognition or credential update loans For newcomers and those who wish to update their professional or trades qualifications to meet Canadian standards.
  • No early prepayment charges
  • Low interest rate
  • Flexible repayment plans
Residential Farming and Hobby Farms It could be your secondary source of income or a lifestyle choice, whatever the reason, we're here to share your love for farming and the land by providing the financing you need.  
  • For value of land based on the first 5 acres up to 15 acres
  • Applicable for parcel of land not exceeding 25 acres
  • Book an appointment

Vancity Fair & Fast Loan™ is a trademark of Vancouver City Savings Credit Union.