Retirement resources
Financial peace of mind for when you’re planning and starting retirement.
Vancity is here to support you with the tools to navigate your finances before and at the start of retirement.
Before your retirement
Approaching retirement
Calculate your retirement.
Do you know how much you need to save for the retirement of your dreams? Find out early and get a head start.
Invest with an RRSP.
Use your contribution to your retirement as deductions against your income with an RRSP. This may lower the taxes you owe for the year.
Discover RRSP strategies with carry-forwards.
We share 4 scenarios where you might use your RRSP deduction differently to get the most benefits.
Save with spousal RRSPs.
If your partner makes a significantly different income, or if you’re retiring at different times, a spousal RRSP may help you get more tax savings.
Borrow to catch up on your RRSP.
If you don’t have the cash to maximize your RRSP, in some cases it could might make sense to borrow to invest with an RRSP loan.