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๐˜—๐˜ข๐˜บ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต๐˜š๐˜ต๐˜ณ๐˜ฆ๐˜ข๐˜ฎ ™ AFT (Automated Funds Transfer)

PaymentStream AFT (Automated Funds Transfer) facilitates processing and settlement of pre-authorized debits (i.e. donations, strata fee collection) and direct deposits (i.e. payroll, payments to suppliers).

Members can either use Central1 PaymentStream AFT web-based application to input and process the transactions or create a file in CPA Standard 005 format that can be uploaded to Central1 from member's accounting software.

Payment Stream AFT is a self-serve product. User guides and training videos are provided.

The system offers the following features:

  • Ability to send (originate) same-day AFT credits Origination deadline/schedules
  • Enhanced originator ID limits to assist with risk mitigation
  • Real-time file validation during file upload and release process
  • For File Upload and Manual Release email confirmations sent only when a file is validated successfully. Automatic release will still get email confirmation if a transmission rejects.
  • Added risk controls for dual authorization
  • Added risk threshold controls
  • Canadian or U.S. dollar transactions can be originated as long as the recipient’s account is held at a Canadian financial institution
  • Ability for individual record release
  • Ability to release AFT transactions up to 14 calendars days in advance
  • Ability to download AFT product reports in CSV and PDF formats
  • Increased record retention - up to 18 months of history

Users require 2-Step Security to accessPaymentStream AFT. 2-Step Security is a method of authenticating a user by confirming two factors of authentication: a username and password and a physical Hard Token or Soft Token on a smart phone. The token is required to access the new PaymentStream AFT application.

For additional information regarding PaymentStream AFT, please email

Additional Information:


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