Business Interac e-Transfers®

Send, receive or request money online.

What it is

Transfer money online securely and quickly for your business.

Great if

You send up to $6,000 per transaction or $20,000 per day (additional rolling limits apply).

With Interac e-Transfers, you can:

Send funds fast.

Pay expenses, employees, suppliers quickly, 24 hours a day, 7 days a week. They’ll receive the funds directly into their accounts the same or next day.

Get invoices paid.

Use the Request Money feature to send invoice numbers, personalized messages and due dates along with your payment request.

Streamline deposits.

Automatically accept payments, no login or security questions required, with the Autodeposit or account-to-account features.

Limits & fine print.

Sending limits for businesses:

• Maximum amount per transfer $6,000
• Maximum daily* rolling limit $20,000
• Cumulative maximum 7-day rolling limit $20,000
• Cumulative maximum 30-day rolling limit $40,000

Receiving limits for businesses:

• Maximum amount per transaction $25,000
• Daily rolling* limit Not applicable
• Cumulative maximum 7-day rolling limit Not applicable
• Cumulative maximum 30-day rolling limit Not applicable

Requesting limits for businesses:

• Maximum amount per request $3,000
Currency CAD only
Fee for receiving Free
Fee for sending $0.90 for most account types, free for Independent Business Accounts.

*Rolling limits are calculated using the date and time the Interac e-Transfer is sent. Example: For a transaction sent at 11:30 am, one “day” is the 24-hour period ending at 11:29 am the next day.

Get started with e-Transfers.

Transfer funds

Send or request money safely and easily through Online Business Banking.

Log in to business banking

Learn how it works

Find out how to to set up and manage e-Transfers on our learning hub.

Browse e-Transfer FAQs

Other ways to receive funds.

Explore these options for receiving deposits based on your business and cash management needs.

Automated funds transfer

Great for processing more than 10 pre-authorized debits per month.

Collect pre-authorized debits through our self-serve PaymentStream platform.

Explore automated funds transfer

Wire transfers

Great for receiving money from foreign customers.

Receive money from 16 foreign currencies and get all the forms you need to make it happen.

Explore wire transfers
See all cash management services