Independent Business account

Make every dollar work for you.

Featured member

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Only $6.50 a month, or no monthly fee if you keep a minimum monthly balance of $1,500.

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Key features.

Free Interac e-Transfers®.

Send, receive, request or autodeposit money through online banking, securely and quickly, for no fee.

Bank in-person.

With your full-serve package, you can bank in-branch or access your accounts through phone banking, online banking, or our Member Services Centre.

The right fit if:

  • You keep a minimum monthly balance of $1,500
  • You’d like a chequing account that includes free e-Transfers

Looking for a better match?

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Account details.

Monthly fee (waived with an minimum monthly account balance of $1,500) $6.50
Transactions included monthly:
  • Electronic§
  • In-branch and Member Service Centre
1 for every $500 minimum monthly balance
Fee for additional in-branch Member Service Centre transactions $0.75 per transaction

Fee for additional electronic transactions:

• Direct debit card transactions $0.50 per transaction
• Cheque clearing/pre-authorized payments $0.75 per transaction
• Online, phone, mobile banking, ATM transactions and night deposit service $0.60 per transaction

Fees for transactions over your limit will be accumulated monthly and charged at month-end as one amount. Fees will apply if the minimum monthly balance falls below $1,500 during one calendar month. Electronic transactions do not include Interac e-Transfers®. See the Business Service Charge Bulletin for a complete description of account fees.

As a member, you can count on:

Chequing services for everyday banking, like cheque deposits, bills payments, debit purchases, money transfers and ATM withdrawals

A local account manager to meet your unique needs

Your deposits helping local green builders, community revitalizers, local entrepreneurs and job creators

Ready? Set up is easy.

If this account sounds like a good fit for you, we’ll guide you through these steps.


It starts with a call.

We’ll connect you with a branch account manager to better understand your business needs.

Book a call


Then we’ll meet in person.

You’ll come in to the branch for the legal stuff. To prepare for your appointment, fill out and bring the forms for your business type.

Find your forms


Finally, we’ll take care of the rest.

We’ll set up your account and get you up and running in no time.

Take the first step.

If you’re already a Vancity member, reach out to your account manager directly. Not sure who that is? Give us a call and we’ll connect you with a business account manager who can help.

Schedule a call

Choose a time that works for you, and one of our business account managers will call you.

Book a phone appointment