Business USD Operating Line of Credit

Day-to-day borrowing to keep your business running.

Business USD Term Loan

Long-term borrowing to fuel your growth.

Business USD Term Loan

Long-term borrowing in US dollars.

Featured member

Kasandy connects handmade talent from East Africa with the global fashion consumers.

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Features that support your business.

Finance your USD expenditures

Buy equipment, machinery, or intangible assets in US dollars.

Access your entire loan amount right away

With a one-time lump sum of money, you can tackle big or small projects, like expanding your business, renovating a property, or buying equipment or other capital assets.

Take advantage of competitive rates and fees

Consider refinancing existing debt on products like credit lines, cash advances or credit cards that generally carry a higher interest rate to save on your payments.

Make blended scheduled payments weekly, bi-weekly or monthly

Regular payments streamline your cash flow and reduce the financial burden on your business.

Book an appointment Explore other financing options

We’ll help you make the right moves.

Flexible options

Loans start at $5,000 with competitive rates for terms up to 10 years. You also have the option to secure your loan in USD or CAD.

Optional payment protection

With monthly insurance payments, you can make sure your loan is covered in the event of disability, critical illness, or death.

Expertise and support

As a Vancity member, you’ll gain access to a dedicated business banking team with local knowledge and decision-making ability.

Special options for non-profits.

We offer special packages to meet the unique needs of non-profit organizations. If you operate an arts group, social service provider, social justice organization or faith-based organizations, we can provide lending criteria, guidelines, terms and conditions customized for you.

Take the first step.

Find a business account manager

Browse by location, language, and other details— and pick your preferred account manager.

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Schedule a call

Choose a time that works for you, and one of our business account managers will call you.

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