Retrofit Financing Program

Financing for climate-friendly building upgrades.

Financing types

Term loans, lines of credit, mortgages¹

For a variety of retrofits.

Energy retrofits are upgrades to your building that may help save energy costs, add value to your investment, and lower carbon emissions. Whether you're improving the building envelope or going all-electric, we’ll find solutions to help you see it through. Buildings and upgrades eligible for retrofit financing include:

All types of commercial or rental buildings — for example, apartment buildings, commercial buildings, single family detached homes, or single family attached homes

All types of upgrades that help reduce greenhouse gas emissions and are on a pathway to net-zero buildings— for example, switching to electric heating or cooling, improving insulation, ventilation, windows, doors, installing renewable energy systems like solar photovoltaic system

If you’re a non-profit housing society or housing co-op, check out our non-profit housing retrofit grants

Email Explore other financing options

What the program includes.

Support and resources

We can connect you to qualified professionals and provide resources² to assist you in developing a strong business case and plan for your building upgrades.

Preferred pricing & terms

We’ll tailor the lending³ to support your project needs with preferred pricing. Whether it be a loan, line of credit or even a mortgage with amortization up to 35-years.

Building performance reports

As part of this program, you'll receive personalized support to create an ENERGY STAR® Portfolio Manager® account that tracks your building’s energy use and emissions.⁴

Take the first step.

Let’s connect

To join this program or to get advice, email

Email us