Shared Success

Together, we share our success. Thank you.

We’re sharing 30% of our 2016 net profits with members and communities through our Shared Success program.

That’s 0

At Vancity, we put your deposits to good in our community and generate profits that we share through the Shared Success program. Vancity has shared over $306 million with members and communities through Shared Success since 1994, with over $173 million paid to members and $133 million given in grants to local community organizations.

We support organizations that focus on the three areas where we feel we can make the most impact in creating healthy communities: co-operative principles and practices, social justice and financial inclusion, and environmental sustainability. See a complete list of 2016 Shared Success recipients.

We also deposit bonuses, rebates and dividends directly into your accounts.

We’re sharing $8.6 million with our members

You earn: Appear under:

Shared Success Bonus on interest earned on non-registered chequing, savings, term deposit accounts: 3.15%

Shared Success Rebate on interest paid on loans and mortgages: 0.50%

Shared Success Invest Bonus on the average balance of the non-registered investments and RESP investments held at Credential Group and Vancity Investment Management (VCIM): 0.09%

Shared Success Patronage account*

Shared Success Bonus on interest earned on registered savings and term deposit accounts: 3.15%

RRSP/TFSA/RRIF Jumpstart™ High Interest Savings account

Shared Success Dividends on Membership Shares: 3.25%

Class B Membership Shares

*For members in joint relationships, any payment earned on jointly held accounts will be allocated evenly and paid into each individual member’s Shared Success Patronage account (i.e. accounts such as mortgages or non-registered term deposit).

Note: Bonuses and rebates in your Shared Success Patronage account, and dividends in your Class B Membership Shares account are considered interest income by Canada Revenue Agency and will be included in your T5 for the year 2017.

For this year only:

We’re paying in two portions, as the payments are based on both the old banking system and the new banking system which was implemented in November 2016.

  • The first deposit is based on your account activity from January to October 2016, and was made in March 2017.
  • The second deposit is based on the remaining 2 months, November to December 2016, and will be made on or after June 30, 2017. This is because we need a bit more time to prepare the payments based on your account activity in the new banking system. We’ll remind you when the payment is made.

In both cases, the payment is calculated the same way. Together, we'll be paying out 100% of the Shared Success program.

Note the Shared Success Invest Bonus related to Credential and VCIM will be paid in late March in full.

We're sharing $9.9 million with the community

Shared Success is a critical way for us to support organizations that are strengthening our communities. Shared Success assists hundreds of these organizations to deliver initiatives aligned with our guiding principles for building healthy communities: co-operative practices flourishing, environmental sustainability, and social justice and financial inclusion. Mike Matsuo, VP Community Business & Investment, Vancity

Even more sharing

By doing business with us, you’re reaching your financial goals while building a vibrant community. And, if you’d like to donate your Shared Success payment to worthy community projects via the Vancity Community Foundation or Vancity enviroFund™ , simply do one of the following:

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By phone

Metro Vancouver

Greater Victoria


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In person

Visit any of our community branches.

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Log in to your online banking account and send us a message via the Secure Message Form.