Shared Success

Despite the challenges of 2020, we’re proud to continue sharing our collective success with you.

Our members and community share in the success of our credit union. That’s why we share 30% of our net profits with our members and the community every year through our Shared Success program. Since 1994, we’ve given more than 375 million to our members and our communities.

Together we share in the success of our credit union, reaffirming our vision and values as a financial co-operative.

This year, Vancity shares $13,900,000

$6.95 million will be shared with our valued Vancity members

When our credit union does well, we all, as members, do well too. You’ll share in our success based on the business you do with us. You can earn a bonus on deposit interest earned, a rebate on mortgage and loan interest paid, a bonus on the average monthly balance held in investments, and dividends on Membership shares.

And $6.95 million will be shared with our community

These funds support organizations that are doing work to strengthen our communities. We focus on three areas where we feel we can make the most impact in creating healthy and vibrant communities:

  • co-operative principles and practices
  • social justice and financial inclusion
  • environmental sustainability

Learn more about which organizations we’ve supported through Shared Success.

Open a new account

What’s your share for this year?

Vancity members received their share for 2020 at the end of March 2021.

You earned: You’ll find it in your:

Shared Success Bonus on interest earned on personal non-registered chequing, savings and term deposit accounts: 0.58%

Shared Success Rebate on interest paid on personal loans, lines of credit and mortgages: 0.18%

Shared Success Investment Bonus on the average balance of personal non-registered investments held at Credential Asset Management Inc., Credential Securities, Vancity Investment Management (VCIM) and Qtrade Investor accounts with Vancity as their referring institution: 0.02%

Shared Success Patronage account*

Shared Success Bonus on interest earned on registered savings and term deposit accounts: 0.58%

RRSP/TFSA/RRIF Jumpstart™ High Interest Savings account

Shared Success Dividends on personal and business Membership Shares: 2.35%

Class B Membership Shares

Note: Bonuses and rebates paid into your Shared Success Patronage account, and dividends paid into your Class B Membership Shares account are considered interest income by the CRA and will be included in your T5 for the year 2021. Bonuses on interest earned on registered funds are paid into your registered accounts.

*For members in joint relationships, any payout earned on jointly held accounts will be allocated evenly and paid into each individual member’s Shared Success Patronage Account

Even more sharing

If you’d like to share further, you can donate your Shared Success payment to worthy community projects via Vancity Community Foundation or Vancity enviroFund™.

Simply contact us:

Contact icon

By phone

Metro Vancouver

Greater Victoria


in person icon

In person

Visit any of our community branches.

online icon


Log in to your online banking account and send us a message via the Secure Message Form.

Credential Securities is a registered mark owned by Aviso Wealth Inc.