Business Jumpstart™ Savings account
Earn, save and give back.
No monthly account fee.
Limited time rate
From now until July 31, 2025 on new promotional accounts with qualifying deposits:
- Earn 3.75%1 on new deposits2
- Deposits up to $50 million per business member entity
- After the promotional period, the account reverts to a regular Jumpstart account
Open a new account at a branch or by phone to qualify. We maintain the right to modify, extend, suspend, withdraw or revoke this Promotional Offer at any time without prior notice.
See terms and conditions.
Key features.
All our best rates
Get our best posted daily savings interest rates with progressive rates that pay you more as your balance grows, with no minimum balance requirement.
Deposits that make a difference
Your deposits go to people and businesses making positive change in your community.
Free online transfers and anytime access.
Enjoy the convenience of free online transfers and access your funds whenever you need them.
The right fit if:
- You want your money to have a positive impact
- You want to put aside funds to operate and grow your business
- You want access to your funds anytime while earning a competitive interest rate
Looking for a better match?
Account details.
Monthly fee, includes:
|
$0 |
Fee for in-branch and Member Services Centre transactions:
|
$5 per transaction |
Fee for electronic transactions:
|
$5 per transaction |
| Fee for requesting or sending an Interac e-Transfer® | $0.90 per transaction |
Interest rates.
Starting August 1, 2025, all HISA accounts will transition to a new tiered progressive interest rate structure. You can earn more with progressive interest rates. Once you reach the tier cap — the more you deposit, the more you earn.
| $0 - $24,999.99 | 1.45% |
| $25,000 - $99,999.99 | 1.75% |
| $100,000 - $249,999.99 | 2.25% |
| $250,000 - $499,999.99 |
2.3% |
| $500,000 - $999,999.99 | 2.4% |
| $1,000,000 - $24,999,999.99 | 2.75% |
| $25,000,000+ | 3.0% |
Interest is calculated daily on a tiered, progressive basis and paid monthly as simple interest. Rates and tiers may change without notice.§ See the Business Service Charge Bulletin for a complete description of account fees.
As a member, you can count on:
Chequing services for everyday banking, like cheque deposits, bills payments, debit purchases, money transfers and ATM withdrawals
Your deposits in this account are 100% protected by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC).
A local account manager to meet your unique needs
Your deposits helping local green builders, community revitalizers, local entrepreneurs and job creators
Ready? Set up is easy.
If this account sounds like a good fit for you, we’ll guide you through these steps.
It starts with a call.
We’ll connect you with a branch account manager to better understand your business needs.
Then we’ll meet in person.
You’ll come in to the branch for the legal stuff. To prepare for your appointment, fill out and bring the forms for your business type.
Finally, we’ll take care of the rest.
We’ll set up your account and get you up and running in no time.
Take the first step.
If you’re already a Vancity member, reach out to your account manager directly. Not sure who that is? Give us a call and we’ll connect you with a business account manager who can help.
Schedule a call
Choose a time that works for you, and one of our business account managers will call you.
Book a phone appointmentTools to build your business.
Business credit cards with reward points.
Explore credit cards
One-stop-shop for business solutions.
Explore Cash Management
Business banking that comes to you.
Set up online business banking
Health coverage for your employees.
Explore Vancity Member Health Benefits Plan
Point-of-sale and payment technology.
Explore Merchant Services
Deposit drop boxes, accessible 24/7.
Explore night deposits
Featured member: Satya
As a values-based co-operative, we’re committed to removing barriers for Indigenous entrepreneurs. When Patrice Mousseau started her organic skin care line, she wasn’t a typical entrepreneur; she just wanted to solve her daughter’s eczema. With Vancity financing and support, she moved production of her organic skin care line from her kitchen to a lab—and into hundreds of retail stores.
“It can be very intimidating going into a bank as an entrepreneur,” she says. “I’m a single mom and I didn’t have a lot of collateral. But Vancity found a way to make it work and had my back from the very beginning. It feels like a partnership, like they’re part of the family that is my company.”
View legal details
1 Interest is calculated on closing daily balance in an Account and paid monthly. Interest rate is per annum, simple interest (interest is calculated only on the original principal and not on the sum of the principal plus accrued interest). Interest earned in the currency of the Account. Rate is subject to change or may be withdrawn without notice at any time.
* Trademark of Visa Int. Used under license.
®Interac e-Transfer is a registered trade-mark of Interac Corp. Used under license.
§ The Business Jumpstart High Interest Savings Account offers interest rates which are calculated on a tiered, progressive basis with higher rates for higher balances. Different interest rates will apply to different portions of your balance as the specified deposit tiers are met. Interest is calculated at the tier rate on the portion of the closing daily balance within the tier and paid monthly. Interest rate is per annum, simple interest (interest is calculated only on the original principal and not on the sum of the principal plus accrued interest). Interest earned in the currency of the Account. Interest rates and balance tiers are subject to change or may be withdrawn without notice at any time. Current Interest Rates are available online, at your local branch or through the Member Service Centre.