ATMs
About our ATMs.
ATM features at home or away.
Access your money easily and ding-free at over 4000 ATMs across Canada. Transactions will be subject to the Everyday Transaction* fees applicable to your account.
Deposits & Withdrawals
Choose a Canadian EXCHANGE® or ACCULINK® network ATM for your deposit or withdrawal, and it’ll work just the same as a Vancity ATM.
Change PIN
Conveniently change your Personal Identification Number (PIN) by verifying your existing PIN at any Vancity, EXCHANGE, or ACCULINK ATM across Canada.
View account balance
Check on your Vancity account balance from across the country by visiting a Vancity, Canadian EXCHANGE, or ACCULINK ATM.
Canada-wide coverage.
Access ATMs in credit unions and select banks across Canada and pay no surcharge, thanks to our ding-free network.
Look for the Vancity, The EXCHANGE® and ACCULINK® logos at ATMs located within Vancity, Coast Capital, Prospera, Blue Shore, National bank and Canadian Western Bank*. That’s a bigger ATM network in Canada than most banks, and it’s 100% ding-free.
Ding-free.
- Cash withdrawals
- Deposits*, transfers, balance inquiries
- Change PIN #
Not ding-free.
- Cash withdrawals
- Network and surcharge fees apply.
ATMs worldwide.
Taking a trip to the USA? Look for Allpoint® ATMs located in common retailers like Target, Walgreens, Safeway, Circle K, and CVS Pharmacies. With over 55,000 participating ATMs — including 1 out of every 12 ATMs in the USA — your cash is never far away.
When Allpoint isn’t an option, look for the ACCEL® POS networks. Internationally, keep an eye out for the Cirrus® Network logo.
USA.
- Cash withdrawals
- Network and surcharge fees apply.
International.
- Cash withdrawals
- Network and surcharge fees apply.
Ding-what?
Ding-free! It means, as a member, you don’t pay any surcharges at credit unions and other participating ATMs across Canada for withdrawals, deposits, and balance inquiries. Everyday Transaction* fees still apply.
What’s a surcharge?
It’s a fee that the ATM owner charges an ATM user. Usually, ATMs that have surcharges will show a warning screen before your transaction ends to let you know about the charge. Surcharges can be $1.25 and up per transaction, and they’re charged in addition to the Everyday Transaction and the ATM Network fees applicable to your account.
And ATM limits?
Personal daily limits apply to your Member Card® debit card for cash withdrawals and to make purchases at chip-enabled terminals. To view your limits, go to “Account details” for your chequing and savings accounts in digital banking.
See limits for ATM withdrawal and point-of-sale purchases
If you need your limit increased for a planned transaction, please call the Member Services Centre.
*Caisses populaires and credit unions in Quebec and Territories excluded.
*Everyday transaction fees for your account can be found in the Personal Service Charge Bulletin.
*Most of THE EXCHANGE and ACCULINK Network ATMs accept deposits and the funds will immediately appear in your account. Cheques may be rejected if they do not meet the standards. Refer to our Account and Services Guide for details.
®ACCULINK is a registered trademark owned by Credit Union Central of Canada, used under license.
®THE EXCHANGE is a registered trademark of Fiserv Inv., licensed for use in Canada by FICANEX Services Limited Partnership.
®ACCEL is a registered trademark owned by Fiserv Inc., licensed for use in Canada by FICANEX Services Limited Partnership.
®DING FREE & Design are registered trademarks of Central 1 Credit Union, used under license.
®MEMBER CARD & Design are registered certification marks owned by Credit Union Central of Canada, used under license.
®Allpoint is a trademark owned by Cardtronics plc and its subsidiaries.
®The Cirrus Brand Mark is a registered trademark of MasterCard International Incorporated, used under license.
®Trademark of Interac Inc. Used under license.