Look no further, your RRSP is here.
Earn up to 4.05%*
3-year escalating term deposit
RRSPs — where do you start? Where can you get advice? Answer: right here. This year, Vancity's making it easier than ever to find exactly what you need for your RRSP. Look no further: your RRSP is here.
Secure your rate today
Why this product is for you
Built-in rate increases
So your money grows each year.
Peace of mind
Your deposits are 100% guaranteed.*
Registered account eligibility
Our 3-year term deposits are eligible for RRSPs, RRIFs, RESPs, RDSPs and TFSAs.
Savvy advice for everyone
Get the investment advice you need, no matter what your account size.
Low investment minimum
Our term deposits are available for as low as $500.
Values you believe in
Learn more about values-based banking and investing.
Redeemable before maturity
Option to redeem on anniversary without penalty.*
Look no further:
we've got everything you need for your RRSP
Competitive rates. Savvy advice. Shared values.
Additional featured rates
Get 2.88% with a 18 month
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A non-redeemable term deposit is the perfect solution if you’re wanting to grow your money to its fullest potential and still receive a higher interest rate* than redeemable terms and a 100% principal guarantee. Available for both non-registered and registered (RRSPs, TFSA, RRIFs, RDSPs) deposits. The minimum investment is $500 with an interest rate guaranteed for 1 year. |
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You’re free to switch your investment at any time to another RRSP or RRIF term deposit, or to another investment product offered by our . | |
Receive 2.5% on our 12 month shared world fixed term deposit |
Help people build their livelihoods in developing regions of the world and earn a competitive return on your investment. Your deposit becomes the lending capital for microfinance loans, helping to address poverty and support families and small business. When the 1 year term is up, you get your investment back with interest. Or you can choose to re-invest. The minimum investment is $100. |
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* Interest rate is per year and all interest on terms greater than or equal to one year is paid at maturity (interest compounded annually). Non-transferable. Interest rates are as of January 8, 2019 and may change without notice.