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Non-redeemable term deposits

If you’re looking for higher interest rates and you don’t need ready access to your cash, then non-redeemable deposits are a smart choice.

Features and benefits

  • minimum investment
    • annual or semi-annual interest option: $500
    • monthly interest option: $1,000
  • term lengths from 1 to 5 years
  • RRSP, RRIF, RESP, TFSA, and RDSP eligible
  • interest paid semi-annually or monthly (non-registered only) or annually, or compounded annually and reinvested into your term deposit.
  • only redeemable at maturity, at the end of the term
  • at maturity you have the option to renew your term deposit, invest in a different term deposit, or withdraw the funds.

Let's open a term deposit

I'm already a member

To open a non-registered term deposit or add a term deposit to an existing TFSA, RRSP, RRIF or RDSP:

  • Login to online banking
  • Go to Account Services and select "Open an account".
  • If you're opening a short term redeemable term deposit and would like to specify a length down to the day rather than rounding to the nearest month (ex. 6 months and 15 days), please book an appointment or call us.

Want to open a new TFSA, RRSP, RRIF or RDSP and invest in term deposits?

Book an appointment

I'm not a member yet

Be a financial force for change. Join 500,000+ members and make money while putting your dollars to creating a cleaner and fairer world.

Book an account opening

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