3-year escalating term deposits

Keep your options open with a 3-year escalating term deposit. Not only is your principal guaranteed, your interest rate also escalates, giving you the opportunity to earn more while keeping your investment safe.

Term deposits are an ideal choice if you’re looking for:

  • Flexibility: redeem without penalty at the end of each year*.
  • Prosperity: save for retirement, travel, a down payment or other goals.
  • Security: Credit unions are a safe place to deposit. At Vancity, depositors are 100% protected by the Credit Union Deposit Insurance Corporation of British Columbia.

There are three easy ways to purchase a term deposit

How much can I earn?

Find out how much your savings will go up using our calculator below:


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Interest rates are as of October 5, 2016 and may change without notice.


Getting started

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Not yet a member?
No problem. Book an appointment today to take advantage of these great rates. Call 1.888.Vancity.