Our business account rates.
Interest is calculated on the closing daily balance in an account and paid monthly. The interest is an annual interest rate. Interest is earned in the currency of the account.
Rates are subject to change without notice. For more information about Vancity’s interest rates, please call our Member Services Centre at 604-877-7000 or toll-free at 1-888-826-2489.
Business Jumpstart™ Savings.
Earn more with progressive interest rates. Once you reach the tier cap, the more you deposit, the more you earn.
Earn up to 4.75% on new deposits
Save more with promotional rates for new deposits to Vancity until Jan. 31, 2026. Terms and conditions apply.
| Accounts | Rates as of 2026-02-24 |
|---|---|
| $0 to $24,999.99 | 1.35% |
| $25,000 to $99,999.99 | 1.65% |
| $100,000 to $249,999.99 | 1.90% |
| $250,000 to $499,999.99 | 2.15% |
| $500,000 to $999,999.99 | 2.35% |
| $1,000,000.00 to $1,999,999.99 | 2.45% |
| $2,000,000.00 to $4,999,999.99 | 2.55% |
| $5,000,000.00 and up | 2.90% |
Independent Business Account.
Earn interest on the entire balance once the minimum for each tier is reached.
| Accounts | Rates as of 2026-02-24 |
|---|---|
| $0.00 to $999.99 | 0.00% |
| $1,000.00 to $2,999.99 | 0.00% |
| $3,000.00 to $4,999.99 | 0.00% |
| $5,000.00 and up | 0.00% |
Community Service Package.
Earn interest on balances in a Community Service Package account.
| Accounts | Rates as of 2026-02-24 |
|---|---|
| $0.00 to $999.99 | 0.00% |
| $1,000.00 to $2,999.99 | 0.00% |
| $3,000.00 to $4,999.99 | 0.00% |
| $5,000.00 and up | 0.00% |
Business Investment Savings.
You earn interest on the entire balance once the minimum for each tier is reached.
| Accounts | Rates as of 2026-02-24 |
|---|---|
| $0.00 to $999.99 | 0.00% |
| $10,000.00 to $24,999.99 | 0.01% |
| $25,000.00 to $99,999.99 | 0.02% |
| $100,000.00 and up | 0.03% |
Business US Dollar Savings.
Earn interest in US dollars with competitive rates.
| Accounts | Rates as of 2026-02-24 |
|---|---|
| $0.00 to $1,499.99 | 0.00% |
| $1,500.00 to $4,999.99 | 0.02% |
| $5,000.00 and up | 0.04% |