Independent Business account
Make every dollar work for you.
Only $6.50 a month, or no monthly fee if you keep a minimum monthly balance of $1,500.
Key features.
Free Interac e-Transfers®.
Send, receive, request or autodeposit money through online banking, securely and quickly, for no fee.
Bank in-person.
With your full-serve package, you can bank in-branch or access your accounts through phone banking, online banking, or our Member Services Centre.
The right fit if:
- You keep a minimum monthly balance of $1,500
- You’d like a chequing account that includes free e-Transfers
Account details.
- Free Interac e-Transfers®
$6.50
- Electronic§
- In-branch and Member Service Centre⁂
1 transaction for every $500 minimum monthly balance
$0.75 per transaction
- Direct debit card transactions: $0.60 per transaction
- Cheque clearing/pre-authorized payments: $0.75 per transaction
- Online, phone, mobile banking, ATM transactions and night deposit service: $0.60 per transaction
Monthly fee (waived with an minimum monthly account balance of $1,500)
| $6.50 |
|---|---|
Transactions included monthly:
| 1 transaction for every $500 minimum monthly balance |
Fee for additional in-branch Member Service Centre transactions | $0.75 per transaction |
Fee for additional electronic transactions: |
|
Fees for transactions over your limit will be accumulated monthly and charged at month-end as one amount. Fees will apply if the minimum monthly balance falls below $1,500 during one calendar month. Electronic transactions do not include Interac e-Transfers®. See the Business Service Charge Bulletin for a complete description of account fees.
As a member, you can count on:
- Chequing services for everyday banking, like cheque deposits, bills payments, debit purchases, money transfers and ATM withdrawals
- Your deposits in this account are 100% protected by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC)
- A local account manager to meet your unique needs
- Your deposits helping local green builders, community revitalizers, local entrepreneurs and job creators
Ready? Set up is easy.
If this account sounds like a good fit for you, we’ll guide you through these steps.
It starts with a call.
We’ll connect you with a branch account manager to better understand your business needs.
Then we’ll meet in person.
You’ll come in to the branch for the legal stuff. To prepare for your appointment, fill out and bring the forms for your business type.
Finally, we’ll take care of the rest.
We’ll set up your account and get you up and running in no time.
Already a member?
Reach out to your account manager directly to open this account. If you’re not sure who that is, book a phone appointment.
New to Vancity?
Choose a time that works for you, and one of our business account managers will call you.
Tools to build your business.
§ Electronic transactions are:
- Direct debit in Canada and the US
- ATM deposit, withdrawals and transfers
- Night deposit services
- Mobile, online and phone banking
- Cheque clearing/pre-authorized payment
- Pre-authorized credit
- Vancity enviro™ Visa* Account bill payment
Interac e-Transfers® are not included. See the Business Service Charge Bulletin for full details on account fees.
Trademark of Visa Int., used under license
⁂ Includes deposits, withdrawals, transfers and bill payments made in-branch or through our Member Services Centre.
®Interac e-Transfer is a registered trade-mark of Interac Corp. Used under license.