Everyday banking

Banking should help you live your life, not be a burden. Using your money to support your needs and goals begins with understanding how everyday banking works.

Whether you choose to bank with Vancity or another financial institution, understanding the basics will help you make good financial choices and do more with your money—for yourself, your family and your community.

Choosing an account

Learn the difference between chequing and savings accounts, and how to choose your best option.

Creating a budget

Find out why budgeting is so important to your financial wellbeing, and get started on creating a budget that helps you reach your goals.

Understanding interest

See how interest adds to the cost of purchases you make on credit, and how interest-earning investments can help you grow your wealth faster.

Using credit/prepaid cards

Learn how credit cards and prepaid cards work, and discover the benefits and drawbacks of each type.

Building good credit

Being aware of your credit history and maintaining a good credit rating are essential steps towards achieving your financial goals.

Getting a loan

A loan can help you achieve your financial goals sooner, but some loans are better than others.

Understanding contracts

Renting a home, signing up for a phone plan and leasing a car all require you to sign a contract. Do you know what you’re signing?

Filing your taxes

Filing your taxes correctly and on time can save you money and ensure you access the benefits you’re entitled to.

Preventing fraud

Fraud and identity theft can happen to anyone, and the effects can be devastating. Find out what you can do to protect yourself.

Preventing senior financial abuse

Fraud against seniors is rising. Know how to prevent the financial abuse of yourself or someone you love.