Business Interac e-Transfers®

Send, receive or request money online.

What it is

Transfer money online securely and quickly for your business.

Great if

You send up to $25,000 per transaction or $50,000 per day (additional rolling limits apply).

With Interac e-Transfers, you can:

Send funds fast.

Pay expenses, employees, suppliers quickly, 24 hours a day, 7 days a week. They’ll receive the funds directly into their accounts the same or next day.

Get invoices paid.

Use the Request Money feature to send invoice numbers, personalized messages and due dates along with your payment request.

Streamline deposits.

Automatically accept payments, no login or security questions required, with the Autodeposit or account-to-account features.

Limits & fine print.

 Sending limits

Maximum amount per transfer: $25,000
Maximum daily* rolling limit: $50,000
Cumulative maximum 7-day rolling limit: $125,000
Cumulative maximum 30-day rolling limit: $250,000

Receiving limits

Maximum amount per transaction: $25,000
Daily rolling* limit: N/A
Cumulative maximum 7-day rolling limit: N/A
Cumulative maximum 30-day rolling limit: N/A
 

Requesting limits

$3,000 maximum per request

Currency

CAD only

Fee for receiving

Free

Fee for sending

$0.90 for most account types, free for Independent Business Accounts.

*Rolling limits are calculated using the date and time the Interac e-Transfer is sent. Example: For a transaction sent at 11:30 am, one “day” is the 24-hour period ending at 11:29 am the next day.

Transfer funds

Send or request money safely and easily through Online Business Banking.

Learn how it works

Find out how to to set up and manage e-Transfers on our learning hub.

Other ways to receive funds.

Explore these options for receiving deposits based on your business and cash management needs.

Automated funds transfer

Great for processing more than 10 pre-authorized debits per month.

Collect pre-authorized debits through our self-serve PaymentStream™ platform.

Online vendor accounts

Great for receiving more than 50 payments per month from regular customers.

Let your customers add your business as a payee to their online banking system so they can pay you electronically.

Tools to build your business.