Impact Investment Pools
Specialty banking for BC co‑op and non‑profit housing members.
Supporting your network.
Discover our interest earning account exclusively for members of these sponsoring organizations:
BC Non-Profit Housing Association (BCNPHA)
Co-operative Housing Federation of BC (CHFBC)
Realize Solutions Co-operative
British Columbia Co-operative Association (BCCA)
Key features.
Our Impact Investment Pools are designed for members of BCNPHA, CHFBC, Realize, and BCCA, bringing together non-profit housing providers, housing co-operatives, and social-purpose and co-operative organizations that are building stronger, more inclusive and sustainable communities across the province.
Easy and affordable banking
With interest-earning packages starting from $5 a month, plus no restrictions on withdrawals or minimum balances, you can operate with ease and convenience.
Preferred interest rates
Receive some of our best interest rates no matter what your balance is.
Impact with circularity
Not only do you earn a return, so does your sponsor organization. Through this program, they receive a consistent, reliable funding stream to support impact in our communities.
How investment pools do banking differently.
There’s strength in numbers. By banking alongside other members of your sponsors, organizations can access higher interest rates than they could typically earn on their own. The pools also generate funding for sponsoring organizations and help support the work they do to advance impact throughout the province.
Account details.
Investment Pool accounts includes a set number of defined transactions every month. If you go over your monthly limit, an additional transaction fee will apply.
Plans are based on a maximum number of included free transactions per month.
$5 - Up to 10 transactions
$10 - Up to 20 transactions
$20 - Up to 40 transactions
$40 - Up to 80 transactions
$80 - Up to 100 transactions
$100 - Up to 200 transactions
$200 - Up to 500 transactions
If you’re making more than 500 transactions per month, Please contact us to discuss tailored options.
$0.85 per transaction
- Branch deposits
- Bill payments
- Transfers
- Pre-authorized payments
- Direct debit and credits
- ATM deposits and withdrawals
- Cheque clearing
- Night deposits (annual $40 fee waived)
- Online bill payments
- Online transfers
Monthly plans based on your banking needs | Plans are based on a maximum number of included free transactions per month. $5 - Up to 10 transactions If you’re making more than 500 transactions per month, Please contact us to discuss tailored options. |
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Fee for transactions over your monthly limit | $0.85 per transaction |
Types of transactions included in monthly fee |
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Interest is calculated on the closing daily balance and paid monthly. Interest is earned in the currency of the account. See the Business Service Charge Bulletin for a complete description of account fees.
As a member, you can count on:
- Chequing services for everyday banking, like cheque deposits, bills payments, debit purchases, money transfers and ATM withdrawals
- Your deposits in this account are 100% protected by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC)
- A local account manager to meet your unique needs
- Your deposits helping local green builders, community revitalizers, local entrepreneurs and job creators
Open an account.
If you are already a member of one of the sponsor organizations, please reach out to cashmanagement@vancity.com for more information.