Business Jumpstart™ Savings account
Earn, save and give back.
No monthly account fee.
Key features.
All our best rates.
Get our best posted daily savings interest rates with progressive rates that pay you more as your balance grows, with no minimum balance requirement.
Deposits that make a difference.
Your deposits go to people and businesses making positive change in your community.
Free online transfers and anytime access.
Enjoy the convenience of free online transfers and access your funds whenever you need them.
The right fit if:
- You want your money to have a positive impact
- You want to put aside funds to operate and grow your business
- You want access to your funds anytime while earning a competitive interest rate
Account details.
- ATM deposits and transfers
- In-branch and Member Services Centre deposits
- Night deposits
- Mobile, online or phone banking
- Pre-authorized credit
- Vancity enviro™ Visa* Account bill payment
No monthly account fee
- Withdrawals, transfers and bill payments
$5 per transaction
- Direct debit card transactions
- Cheque clearing/pre-authorized payments
- ATM withdrawals
$5 per transaction
$0.90 per transaction
Account includes:
| No monthly account fee |
|---|---|
Fee for in-branch and Member Services Centre transactions:
| $5 per transaction |
Fee for electronic transactions:
| $5 per transaction |
Fee for requesting or sending an Interac e-Transfer® | $0.90 per transaction |
Fees for transactions over your limit will be accumulated monthly and charged at month end as one amount. Electronic transactions§ do not include Interac e-Transfers®. See the Business Service Charge Bulletin for a complete description of account fees.
Interest rates.
You can earn more with progressive interest rates. Once you reach the tier cap — the more you deposit, the more you earn.
1.35%
1.65%
1.90%
2.15%
2.35%
2.45%
2.55%
2.90%
| Account balance | Rates as of 2026-02-24 |
|---|---|
$0 - $24,999.99 | 1.35% |
$25,000 - $99,999.99 | 1.65% |
$100,000 - $249,999.99 | 1.90% |
$250,000 - $499,999.99 | 2.15% |
$500,000 - $999,999.99 | 2.35% |
$1,000,000.00 - $1,999,999.99 | 2.45% |
$2,000,000.00 - $4,999,999.99 | 2.55% |
$5,000,000.00+ | 2.90% |
Interest is calculated daily on a tiered, progressive basis and paid monthly as simple interest. Rates and tiers may change without notice.§ See the Business Service Charge Bulletin for a complete description of account fees.
As a member, you can count on:
- Chequing services for everyday banking, like cheque deposits, bills payments, debit purchases, money transfers and ATM withdrawals
- Your deposits in this account are 100% protected by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC)
- A local account manager to meet your unique needs
- Your deposits helping local green builders, community revitalizers, local entrepreneurs and job creators
Ready? Set up is easy.
If this account sounds like a good fit for you, we’ll guide you through these steps.
It starts with a call.
We’ll connect you with a branch account manager to better understand your business needs.
Then we’ll meet in person.
You’ll come in to the branch for the legal stuff. To prepare for your appointment, fill out and bring the forms for your business type.
Finally, we’ll take care of the rest.
We’ll set up your account and get you up and running in no time.
Already a member?
Reach out to your account manager directly to open this account. If you’re not sure who that is, book a phone appointment.
New to Vancity?
Choose a time that works for you, and one of our business account managers will call you.
Tools to build your business.
1 Interest is calculated on closing daily balance in an Account and paid monthly. Interest rate is per annum, simple interest (interest is calculated only on the original principal and not on the sum of the principal plus accrued interest). Interest earned in the currency of the Account. Rate is subject to change or may be withdrawn without notice at any time.
Trademark of Visa Int., used under license
®Interac e-Transfer is a registered trade-mark of Interac Corp. Used under license.
The Business Jumpstart High Interest Savings Account offers interest rates which are calculated on a tiered, progressive basis with higher rates for higher balances. Different interest rates will apply to different portions of your balance as the specified deposit tiers are met. Interest is calculated at the tier rate on the portion of the closing daily balance within the tier and paid monthly. Interest rate is per annum, simple interest (interest is calculated only on the original principal and not on the sum of the principal plus accrued interest). Interest earned in the currency of the Account. Interest rates and balance tiers are subject to change or may be withdrawn without notice at any time. Current Interest Rates are available online, at your local branch or through the Member Service Centre.