Loan application

    • 1. Pre-qualifying info
    • 2. Personal info
    • 3. Employment info
    • 4. Financial info
    • 5. Confirm & submit

We make it easy for you to apply for a loan online. Filling out the application should take between 5 and 20 minutes, depending on your connection speed and the information you have available. Once completed and submitted, an agent from Vancity Member Services Centre will call you and walk you through an appointment to review your application details, assess your eligibility and provide you with further instructions to complete the process. Please note that if you are applying for a loan with a co-applicant, your application will continue past the main screens to gather co-applicant information as well.

To apply, please make sure you have the following information handy:

  • Monthly expenses such as rent, mortgage payments, alimony, etc.
  • Assets including bank accounts, investments, vehicles, real estate, etc.
  • Liabilities including car payments, loans, credit card debt, etc.
  • If applicable, your co-applicant's SIN #, date of birth, employer's name and number.
  • If you are applying for the Vancity Fair & Fast LoanTM, please refer to our checklist.

If you need assistance at any time, please call 604.877.7000 or 1.888.VANCITY. Please note that our online loan applications are processed within 48 hours.

All fields are required unless indicated

Pre-qualifying information

To apply, you must meet these requirements:

  • You are 19 or older.
  • You are resident of British Columbia.
  • You have not declared bankruptcy in the last 7 years.

Regulatory Questions