Work-to-own worker co-op loan

Make the most of your co-op membership.

Who it’s for

New members of worker co-operatives 

Borrow

Up to $10,000

Best part

Contribute your full membership share, so you can take part in decision-making and start building equity

Why get a work-to-own loan?

Holistic approach

Our approval process considers everything from your past employment, your future co-op job, and your ability to repay the loan.

Buy in completely

Using a loan to become a fully paid member when you join means you can have voting rights, profit sharing, and a say from the start.

Save money

By putting the full amount of your member capital into the hands of the co-op, you’re eliminating the need for payroll reductions or deferred dividend payments.

Book a call.

Connect with a specialist to get tailored advice or to start your application.

Send us your questions.

Wondering if this loan is right for you? Reach out to us with your questions.

Explore other lending.

Credential recognition and update

Pay for expenses that can help you land a job in your field of expertise.

Co-op home loan

A loan designed to help you purchase shares to your new home in a co-op.