Legacy account and deposit rates.

These legacy products can no longer be purchased. 

Teacher Special Deposits.

Teachers Special Deposits are non-voting deposits. These deposits are redeemable at any time by the holder.

The interest rate and interest payment calculation is equal to the dividend rate and dividend calculation of the Vancity Class C Investment Shares. Rates apply to non-registered, RRSP, and RRIF Teachers Special Deposits.

Deposits are 100% guaranteed. Protection provided by the Credit Union Deposit Insurance Corporation of British Columbia.

Time period2025 dividend rates³ as of 2025-12-31
1st quarter3.92%
2nd quarter3.57%
3rd quarter3.79%
4th quarter3.67%