Rates

Rates are subject to change without notice. For more information about Vancity's interest rates, please call Member Services Centre at 604-877-7000 or toll-free at 1-888-VANCITY.

Member Preferred Rate¹ (Rates effective 2023-02-01)

    • 5 Year Homeprime Fixed Term Mortgage
    • 6.50%
    • 5 Year Fixed Term Residential Mortgage
    • 5.19%

High Interest Savings Accounts* (Rates effective 2023-02-02)

    • All Balances
    • 1.60%
    • All Balances
    • 0.85%
    • All Balances
    • 0.85%

Term Deposits (Rates effective 2023-02-02)

    • Year 1
    • 3.00%
    • Year 2
    • 3.15%
    • Year 3
    • 5.00%

Mortgages (Rates effective 2023-02-01)

    • 1 Year Fixed Term Residential
    • 5.99%
    • 2 Year Fixed Term Residential
    • 5.84%
    • 3 Year Fixed Term Residential
    • 5.59%
    • 4 Year Fixed Term Residential
    • 5.64%
    • 5 Year Fixed Term Residential
    • 5.19%
    • 5 Year Homeprime Fixed Term
    • 6.50%
    • 7 Year Fixed Term Residential
    • 5.94%

Prime Rate (Rates effective 2023-01-26)

    • Vancity Prime Rate
    • 6.70%

VISA (Rates effective 2006-06-01)

    • enviroExpenseGold VISA
    • 19.50%

* Interest is calculated on the closing daily balance in an account and paid monthly.
Jumpstart® High Interest Savings Account, TFSA Jumpstart® High Interest Savings Account and RRSP Jumpstart® High Interest Savings Account are registered trademarks of Vancouver City Savings Credit Union.
Available for a limited time only. Rates subject to change without notice. Member Preferred Rates available to qualified members only. Please call for details.