Eco-friendly home rebuild mortgage

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A second life for your building materials.

Featured members

Unbuilders dismantle buildings and salvage almost everything — from the building itself down to appliances.

If you’re tearing down a home to build a new one, or undertaking a renovation, we can help you limit the environmental impact.

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Key features.

Keep 80% of your building materials out of the landfill*

Material from the construction, demolition and renovation of buildings makes up a staggering share of our region’s landfill waste.

A deconstruction and salvage company like Unbuilders will take your building apart by hand, saving lumber, windows, doors, cabinets, fixture, fittings and appliances from the landfill.

Sell or donate your building materials.

Sell the salvaged materials to be used as the materials to build homes for locals. Or, donate them to the Habitat for Humanity’s ReStore and receive a tax credit.

Your financing options.

Financing terms up to 15 years
Loans from $2,500 to $50,000
Preferred interest rate of Vancity prime rate +0.75% (subject to change)

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Preferred interest rate based on Vancity prime rate
Unsecured loan
Maximum loan amount based on how you qualify

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90-day up-front guarantee on interest rate and mortgage terms
Pay interest only for up to 18 months, starting from the date of the first advance
Financing for up to 80% of the value of the home you plan to build (terms and conditions apply)

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Take the next step.

Interested in a new mortgage or refinancing? Browse our mortgage specialists to connect with someone in your area.

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For general mortgage inquiries or help with renewing your mortgage, book a time that works for you and we’ll give you a call back.

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Featured member: Unbuilders

Vancity Planet-Wise Teardown Financing can be used to employ contractors to deconstruct a building. For example, Unbuilders are Canada’s foremost deconstruction and salvage company. They dismantle buildings in a way that saves lumber, windows, doors, cabinets, fixture, fittings and appliances. Deconstruction involves systematically taking buildings apart by hand, keeping at least 80% of building materials out of the landfill.

Planet-Wise teardown financing

Your Planet-Wise™ teardown financing

A second life for your building materials.

Key features.

Keep 80% of your building materials out of the landfill*

Sell or donate your building materials.

Your financing options.

Planet-Wise™ Renovation Solutions

Creditline (Unsecured Line of Credit)

Construction mortgage

Take the next step.

Find a specialist near you

Talk through your questions

Tools to help you get on track.

Estimate mortgage payments.

Budget for a mortgage.

Break down the costs of buying a home.

Your mortgage application checklist.

Featured member: Unbuilders