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Rates

Rates are subject to change without notice. For more information about Vancity's interest rates, please call Member Services Centre at 604-877-7000 or toll-free at 1-888-VANCITY.

Member Preferred Rate¹ (Rates effective 2019-04-18)

    • 5 Year Homeprime Fixed Term Mortgage
    • 3.25%
    • 5 Year Fixed Term Residential Mortgage
    • 3.84%

High Interest Savings Accounts* (Rates effective 2019-04-17)

    • All Balances
    • 0.80%
    • All Balances
    • 0.80%
    • All Balances
    • 0.80%

Term Deposits (Rates effective 2019-04-17)

    • Year 1
    • 2.00%
    • Year 2
    • 2.25%
    • Year 3
    • 2.75%

Mortgages (Rates effective 2019-04-18)

    • 1 Year Fixed Term Residential
    • 3.64%
    • 2 Year Fixed Term Residential
    • 3.79%
    • 3 Year Fixed Term Residential
    • 4.04%
    • 4 Year Fixed Term Residential
    • 4.49%
    • 5 Year Fixed Term Residential
    • 5.34%
    • 5 Year Homeprime Fixed Term
    • 4.05%
    • 7 Year Fixed Term Residential
    • 5.80%

Prime Rate (Rates effective 2018-10-25)

    • Vancity Prime Rate
    • 3.95%

VISA (Rates effective 2006-06-01)

    • enviroExpenseGold VISA
    • 19.50%

Foreign Exchange (Rates effective 2019-04-18)

    • United States (Dollar)
    • 1.354000 (Member Buys)
    • 1.304000 (Member Sells)
    • United Kingdom (Pound)
    • 1.797080 (Member Buys)
    • 1.671870 (Member Sells)

* Interest is calculated on the closing daily balance in an account and paid monthly.
JumpstartĀ® High Interest Savings Account, TFSA JumpstartĀ® High Interest Savings Account and RRSP JumpstartĀ® High Interest Savings Account are registered trademarks of Vancouver City Savings Credit Union.
Available for a limited time only. Rates subject to change without notice. Member Preferred Rates available to qualified members only. Please call for details.