Here’s how it works: when you deposit money with us, we pool your deposits with other members’ deposits and loan them to growing local businesses—businesses that help to make this place even better. We also loan deposits out as mortgages so members can own their own homes. Those loans generate income for us, which comes back to you in the form of interest on your deposit.

Banking with Vancity means your money stays here, where it was earned, helping you and the people who live here prosper. It’s this local approach that makes us different and helps to create a more vibrant local economy while meeting your financial needs.