enviro Secured Visa

Looking to establish or rebuild credit?

Establish or build your credit history with a enviro™ Secured Visa* card and save for your future at the same time. Invest as little as $500 into your own Vancity Term Deposit, Jumpstart® High Interest Savings Account or TFSA (Tax Free Savings Account), and we’ll issue you an enviro Visa card with a credit limit equal to the amount of your investment.

A enviro Secured Visa card looks and functions like a regular credit card and provides you with the same convenience, security, and insurance benefits of our other enviro Visa card products. You can also earn My Visa Reward Plus points every time you use your card for every day purchases.

A secured credit card is best for those who…

  • have immigrated to Canada with limited or no previous Canadian credit history
  • have experienced financial difficulty in the past and wish to rebuild their credit
  • are able to put a security deposit equal to the maximum credit limit on the enviro Visa card
  • want convenient access to credit for everyday purchases

The right information at the right time

We’ve made a commitment to ensure you get the most out of your credit card and tell you want you really need to know so you can be confident in your purchase and payment decisions. Building a strong credit history is integral to your financial health. Learn more about managing your credit card and .


Interested in a secured enviro Visa card? Visit a branch near you today.

Don’t want to set up an investment but still want a secure and convenient way to pay? Consider applying for an enviro Reloadable Visa.

Vancity offers the following enviro Visa cards you can choose from:

Make Good Money™

When you choose and use an enviro Visa card, you earn great rewards, while making good things happen in your community through the enviroFund™ granting program.

Just by using your card for daily transactions, you ensure every year a portion of Vancity enviro Visa card's profits are distributed back to your local community. We call it Good Money.

enviro Visa cardholders

General inquiries and lost or stolen cards?
1.800.611.8472 or 604.877.4999

Redeem your reward points at myvisarewardsplus.com

Note: Certain limitations, conditions, restrictions and exclusions apply to all enviro Visa card insurance coverage. You will receive copies of insurance certificates that describe the insurance or coverage in more detail. The insurance coverage is subject to change or cancellation without notice. Purchase Security and Extended Warranty Insurance is underwritten by Elite Insurance Company, Travel Accident Insurance is underwritten by Chubb Insurance Company of Canada, and Auto Rental Collision and Loss Damage Insurance is underwritten by Royal and SunAlliance Insurance Company of Canada.

™ enviro, enviroFund, Make Good Money, and Vancity are trademarks of Vancouver City Savings Credit Union.
*Trademark of Visa Int., used under license.