Flexible term deposit rates

Rates are subject to change without notice. For more information about Vancity’s interest rates, please call our Member Services Centre at 604.877.7000 or toll-free at 1.888.826.2489.

If you’re already a Vancity member, take a look at our Member Preferred Rates1 and contact us to find out how to qualify for these rates.

The Vancity 3–Year Escalating Term Deposit (minimum balance $500)
(Rates effective 2018-03-27)
Year 1 1.50%
Year 2 1.95%
Year 3 3.15%

Cashable Term Deposit
(minimum balance $500)
Posted Rate
Member Preferred Rate
Cashable (30 Day Lock-out) Term, 12 months 0.90% 0.90%
Cashable (90 Day Lock-out) Term, 12 months 1.20% 1.20%

How much can I earn?

Calculate how much you can earn with our 3-year escalating term deposit interest calculator.

1 Some conditions apply. Offer may be changed or withdrawn at any time without notice. These are discounted rates and are not available in combination with any other rate discounts, promotions or offers. Rates subject to change without notice. Member Preferred Rates available to qualified members only. Please call for details.