Teacher Special Deposit rates

Teachers Special Deposits are non-voting deposits. The interest rate is declared quarterly and paid annually.1

These deposits are not currently for sale.

Rates apply to non-registered, RRSP and RRIF Teachers Special Deposits

Teachers Special Deposits
(Rates effective 2018-10-18)
2018 Interest Rates1
1st Quarter 2.81%
2nd Quarter 2.95%
3rd Quarter 3.04%
4th Quarter 3.30%

1 Current interest payment: Teachers Special Deposits interest is calculated on minimum quarterly balances and paid annually.

Future interest payment (effective November 11, 2016): The interest rate and the interest payment calculation will be equal to the dividend rate and dividend calculation of the Vancity Class C Investment Shares.