Finding the right mortgage

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Why this product is for you

Lock in a low rate for 5 years with this closed term fixed rate mortgage1. Your personal budgeting is simplified since you know exactly what your mortgage payment will be for five years.

Additional featured rates

3.34% 4 Year Fixed Term2

  • Have the flexibility to use the equity in your home towards another long-term investment
  • For a limited time take advantage of our 150 day rate guarantee3 so you have the time to ensure you reach your financial goals

3.39% 5 Year Fixed Term2

Mortgage solutions as diverse as you.

With a variety of options for payments plans and interest rates, we can find a mortgage that is right for you. We know the choices can be overwhelming so the best thing to do is speak to us directly.

  • Open-term mortgage
  • Closed term fixed rate mortgage
  • Fixed-term mortgage
  • Fixed rate mortgage
  • Homeprime mortgage
  • Creditline mortgage
  • Mixer mortgage
  • Construction mortgage
  • Home renovation options
  • Laneway mortgage
  • Environmental options

Learn more

Contact a mortgage specialist

Email us at mortgages@vancity.com or call us at 1.888.826.2489 to learn more about your options

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(1) Some conditions apply. All applicants must meet the Vancity lending criteria. The annual percentage rate (APR), compounded semi-annually, not in advance. The APR is for a mortgage of $100,000 with monthly payments and a 25 year amortization. APR assumes no fees apply. You may be required to pay additional fees which would increase your APR. Rate is subject to change or may be withdrawn without notice at any time.

(2) Special rate offer available only for a new, 4-year Fixed Term Mortgage and 5-year Fixed Term Mortgage where the mortgage loan-to-value is less than 75% and the amortization is 25 years or less. Must be owner occupied. All applicants must meet the Vancity lending criteria. The annual percentage rate (APR), compounded semi-annually, not in advance. The APR is for a mortgage of $100,000 with monthly payments and a 25 year amortization. APR assumes no fees apply. You may be required to pay additional fees which would increase your APR. Rate is subject to change or may be withdrawn without notice at any time.

(3) Offer only available on transfers of existing mortgages from another financial institution to Vancity. We will guarantee your interest rate for up to 150 days from pre-approval date for all mortgage types and terms except the 5-year Closed Term Fixed Rate Mortgage. If the mortgage is not funded within the 150-day period, the interest rate guarantee expires. This offer is subject to change or may be withdrawn without notice at any time.