Quick cash solutions

For fast cash that's also fair, we're here.
Sometimes, you just need money fast. That's why, at Vancity, we now
have two new quick solutions that are also affordable.
Vancity Fair & Fast LoanTM

The payday loan alternative that helps you get back on your feet fast.

  • Get as little as $100 and up to $2,500 within the same day1
  • No fee and a low cost of borrowing – a $100 loan, for two months, only costs $2.38 (APR 19%2)
  • Flexible payback schedules suited to you, from 2-months to 2-years

Calculate the loan cost

Quick access to cheque funds

Access to cheque funds the way it should be: without the wait, at no extra charge.

  • Get immediate access to at least $1,000 upon deposit, in most cases3
  • No extra charge for immediate access
  • Convenient depositing in branch, with BC's second largest ATM network, or simply by taking a photo with the Vancity mobile app

Find out more

Not a member?

You have a number of options to apply for Vancity membership. You can apply:

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By phone

Metro Vancouver

Greater Victoria


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In person

Visit a Vancity community branch near you.

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Start your membership application with our online form.

Apply now

Vancity Fair & Fast LoanTM is a trademark of Vancouver City Savings Credit Union.

1 Certain restrictions and conditions apply. Vancity credit granting criteria apply. For more information and product terms and conditions visit your Vancity branch or call 604.877.7000, 1.888.Vancity (826.2489) or 250.519.7000. Most applications received no later than 90 minutes prior to branch closing time and not requiring any additional information or verification will be funded the same day. Applications received at other times or requiring additional information or verification may not be approved and funded until the next business day.

2 The annual percentage rate (APR) is compounded monthly, not in advance. APR assumes no fees or charges apply. If additional fees and/or charges apply, the total Cost of Credit and APR would increase. This product, its features and advertised interest rates may change at any time and may be withdrawn by Vancity at any time for any reason without prior notice to the member.

3 Quick access applies to adult retail accounts only. Either an acceptable credit history or three months use of account as agreed upon is required.