USD Chequing

Ideal for snowbirds and members seeking easy access to US funds.

Account features

  • All transaction fees in US currency
  • One free Everyday Transactions * per month, then see below

Everyday Transactions * fees¹

Monthly fee NONE

Everyday In-Person Transactions*:

  • Account withdrawals
  • Transfers to or from Vancity accounts
70¢ US/transaction
(Bill payments not available)

Everyday Debit Card Transactions*:

  • Debit card purchases
  • ATM debit card withdrawals or ATM transfers from accounts
N/A

Everyday Cheque and Preauthorized Payment*:

  • Cheque payments and preauthorized payments from Vancity accounts
50¢ US/transaction
(Preauthorized payments not available)

Everyday Online and Mobile Transactions*:

  • Transfers from Vancity accounts
FREE
(Bill payments not available)

Open an account

I'm a member

Adding an account in Online Banking is easy. Simply login, go to Account Services where you can open a new account.

Go to Account Services

Not a member?

To open an account, you'll need to become a Vancity member—and that’s super easy. Simply select the button below to choose a time for a quick account opening phone-appointment.

Book an account opening




Interest rates

If you are age 55+ contact us to see if you qualify for Free Everyday Transactions with our USD Chequing Plus account.


* Click on the asterisk to see details.

¹Additional Vancity and third-party fees will apply for services not classified as Everyday Transactions and, in certain circumstances, include fees for: a) ATM network fees if you use any Canadian ATM that is not an Exchange® ATM or ACCULINK® ATM. b) ATM network fees if you use a US/international ATM. c) INTERAC® e-Transfers that are subject to a fee. d) Fees for additional services that you choose from Vancity.

You may also be charged third-party fees including: e) A surcharge (convenience fee, and/or a foreign exchange conversion fee) by the ATM or POS operator and all associated networks engaged for the ATM or POS Transactions. f) Merchant fees when you use your debit card to pay for purchases. g) Fees charged by your mobile phone service provider; please request details from your service provider.

Review the fee schedule. Fees are subject to change.

® Trademark of Interac Inc. Used under license.