enviro Visa cardholder insurance

Cardholder Insurance

enviro Visa* cardholders enjoy a wide range of insurance benefits.

Purchase Security Insurance

Almost anything you buy with your enviro Visa card will be repaired, replaced or reimbursed in the event of theft or damage within 90 days of the purchase date1,^. For more information, please review the coverage certificate or call us at 604.877.4999 or 1.800.611.8472.

Extended Warranty Insurance

You double or extend, by up to one year, the manufacturer's written warranty on most items you purchase when you use your enviro Visa card1^. For more information, please review the coverage certificate or call us at 604.877.4999 or 1.800.611.8472.

Travel Accident Insurance

You also receive up to $500,000 of Travel Accident Insurance at no charge when you use your enviro Visa card to purchase your common carrier fare1,^. For more information, please review the coverage certificate or call us at 604.877.4999 or 1.800.611.8472.

Auto Rental Collision/Loss Damage Insurance

Rent a car using your enviro Gold or enviro ExpenseGold Visa, and decline the regular collision damage insurance offered by the rental agency1+. Our Auto Rental Collision/Loss Damage Insurance can save you between $15 and $22 a day, at no extra charge. For additional information, please review the coverage certificate. You can also visit the Visa Canada site at www.visa.ca/cldi/ or call 1.800.847.2911.

Price Protection Insurance

Price protetction helps to ensure that you never pay too much for almost all purchases made in Canada. If, within 60 days of a purchase made with your enviro Gold Visa, you see the same item in Canada at a lower advertised price, you will be reimbursed for the difference.! For more information, please review the coverage certificate or call us at 604.877.4999 or 1.800.611.8472.

Delayed & Lost Baggage Insurance

Use your enviro Gold or enviro ExpenseGold Visa to purchase your common carrier ticket. If your baggage is delayed on your way to your destination, you'll be reimbursed for the cost of essential items for up to four days. In the event the common carrier does not locate your baggage, you will be reimbursed for the portion of the replacement cost that isn't covered by the common carrier or other insurance.+

For more information, please review the coverage certificate or call us at 604.877.4999 or 1.800.611.8472.

Optional Balance Protection Insurance

With the enviro Visa Balance Protection Plan, your minimum monthly payments will continue to be made on your enviro Visa if your earnings are interrupted by disability, illness, accident, strike, job layoff or involuntary dismissal1. To enroll or learn more, view the enrollment certificate or call us at 604.877.4999 or 1.800.611.8472.

Optional Travel Insurance

You can purchase additional travel insurance with your enviro Visa – annual multi and single trip travel medical insurance, trip cancellation/trip interruption insurance and more. To purchase or learn more, please review the coverage certificate or call 604.231.3067 or 1.866.590.8472.


 

 


1Certain limitations, conditions, restrictions and exclusions apply to all enviro Visa card insurance coverage. You will receive copies of insurance certificates that describe the insurance or coverage in more detail. The insurance coverage is subject to change or cancellation without notice. As of October 1, 2007, Extended Warranty, Purchase Security Coverage, Price Protection and Delayed & Lost Baggage Insurance are underwritten by Elite Insurance Company, Travel Accident Insurance is underwritten by Chubb Insurance Company of Canada, and Auto Rental Collision and Loss Damage Insurance is underwritten by Royal and SunAlliance Insurance Company of Canada. Vancity enviro Visa Balance Protection Insurance is underwritten for Vancity by CUMIS® Life Insurance Company and is provided through Credit Union Insurance Services. CUMIS® is a trademark of CUMIS Insurance Society, Inc. and is used under license 08/05. Optional Travel Insurance coverages are subject to exclusions and limitations that are fully described in the policy, which is issued at the time of enrollment.
*Trademark of Visa Int., used under license.
^Applicable to Vancity enviro Classic, Gold and ExpenseGold Visa cards.
+Applicable to Vancity enviro Gold and ExpenseGold Visa cards.
!Applicable to Vancity enviro Gold Visa cards.