We get it: you want a mortgage that puts people's needs first.
As a member-owned co-operative, we believe in listening to your needs. We offer a range of mortgage options, and expert advice that can help you find a mortgage that’s right for you—a mortgage that fits with your goals, with your dreams, with your life.
Interested? Simply use our calculator below to hold your rate for 90 days and a Mobile Mortgage Specialist will be in touch to explore your options.
- 30 Years
- 25 Years
- 20 Years
- 15 Years
- 10 Years
- 5-year Variable
- 3-year Fixed
- 4-year Fixed
- 5-year Fixed
- 7-year Fixed
- 10-year Fixed
Every year, you’ll receive a Shared Success bonus rebate. This is the estimated amount you’ll receive over the term of your mortgage. The more business you do with Vancity, the more you get back.
Now, enter your name and email
Click "Hold my rate now" to hold your mortgage rate for 90 days risk-free.
A Mobile Mortgage Specialist will get in touch shortly to help you explore your mortgage options.
- Maple Ridge
- Mid Surrey
- New Westminster
- North Surrey
- North Vancouver
- Pitt Meadows
- Port Coquitlam
- Port Moody, Belcarra, Anmore
- South Delta
- South Surrey
- Vancouver Downtown
- Vancouver Island
- West Vancouver
“I want total repayment flexibility.”
You’ll definitely want to check out our variable rate Creditline mortgage. Each month, you choose how much principal you pay: make a full payment, or pay interest only, or something in between. You’re not locked into a payment plan, and you won’t be dinged for repaying your mortgage sooner. Flexibility, anyone?
“I’m thinking of building a laneway house.”
Great idea – we can help. Our Laneway Mortgage gives you a preferred rate, plus the potential to earn up to 2% cash back when you transfer your mortgage to Vancity.
“I want to renovate and make my home more energy efficient.”
Talk about a win-win. Our Vancity Home EnergyTM loan offers a lower interest rate than a standard loan, along with payback flexibility for up to 15 years. Best of all, you could qualify for rebates or other incentives offered by Vancity, BC Hydro and Fortis BC for making energy efficient changes to your home.
“I want to buy a home with my parents.”
Our Mixer Mortgage sounds like a good match. It allows you to increase purchasing power by sharing ownership costs. Plus, we’ll provide the legal and insurance support you need to protect everyone’s best interests.