Cashable term deposit
Put your funds in a safe place, while waiting to decide what to do with them. With a cashable term deposit, you have the flexibility to leave funds in or cash out a partial amount or the full amount at any time.* The choice is yours. It’s a great way to build your savings by putting it in a good place.
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Accessibility and flexibility
Choose to leave funds in for the whole term. Or cash them out—fully or partially—at any time.* -
Build savings faster
Reach your financial goals sooner with a cashable term deposit and its competitive interest rate. -
Build a better community
Your money helps fund loans to businesses and organizations doing good work in your community.
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100% guaranteed
As a credit union member, you receive unlimited depositor protection from the Credit Union Deposit Insurance Corporation of British Columbia. -
Affordability
Start building your wealth with as little as $500. -
Guaranteed returns
Your interest rate will not change for the length of the term. -
TFSA eligible
Earn tax-free interest when you put your term deposit into a tax-free savings account (TFSA).
Let's open a term deposit
I'm already a member
To open a non-registered term deposit or add a term deposit to an existing TFSA, RRSP, RRIF or RDSP:
- Login to online banking
- Go to Account Services and select "Open an account".
Want to open a new TFSA, RRSP, RRIF or RDSP and invest in term deposits?
Book an appointmentI'm not a member yet
Be a financial force for change. Join 500,000+ members and make money while putting your dollars to creating a cleaner and fairer world.
Book an account openingNote: If partially redeemed during lock out period, remaining funds to be reinvested into a new cashable term with the current date and applicable interest rate at the time of term creation.