Types of RRSPs

With the RRSP Jumpstart High Interest Savings account, you can contribute any amount any time, earn a higher interest rate, and re-allocate any amount to another RRSP investment any time without penalty.

• No minimum contribution required
• Contribute now, earn a great interest rate, and decide how to invest later
• Transfer any amount any time to purchase another RRSP product
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Choose from a wide range of mutual funds, stocks, and bonds to diversify your RRSP portfolio and achieve your retirement goals.

• Get expert advice from qualified investment professionals
• Access RRSP-eligible mutual funds managed by IA Clarington, Mackenzie Financial, CI Funds, and Franklin Templeton
• Access a wide range of stocks, bonds, and more through Credential Securities Inc.
• Discretionary investment management for portfolios of $500,000+ through Vancity Investment Management
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Invest your funds for less than a year, and still earn a guaranteed rate of interest.

• A non-redeemable term with minimum investment starting at $500
• Choose investment terms from 90 to 364 days
• The longer you keep your funds on deposit, the higher the rate of interest you generally earn
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Deposit $500 or more into a term of your choice and enjoy a competitive interest rate guaranteed for the full term of the investment.

• A non-reedemable term with minimum investment starting at $500
• Term options range from to 1 to 5 years
• Competitive interest rates guaranteed for the full term
• Interest is compounded annually
• Choose socially responsible options that benefit local or global communities
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This investment offers an interest rate that escalates, a giving you the opportunity to earn more while keeping your investment safe.

• Minimum investments starts at $500
• Investment options available for 3 and 5 year terms
• Convertible at each anniversary with full interest
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Earn a guaranteed, competitive interest rate while helping to address poverty in developing regions around the world.

• Available in a 1-year, fixed-term deposit
• Minimum investment starts at just $100
• Your deposit becomes the lending capital for microfinance loans
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RRSP Index-linked term deposit

Enjoy the potential for higher returns based on stock market performance while protecting your principal investment.

• 3 or 5-year terms available
• Minimum investment of $1,000 required
• Enjoy the potential for higher returns based on stock market performance
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Need to meet your RRSP contribution deadline? Park your RRSP contribution in this term deposit, earn higher interest than a savings account, and decide how to invest it later.

• Available in a 1-year term
• Minimum investment starts at $500
• Move your investment to another Vancity term deposit or investment product any time
• Enjoy a guaranteed interest rate for the term
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