Introducing our enviro™ Visa Infinite* credit cards

Earn points faster when using public transit and ferries, and by supporting select local businesses.

Plus, you’ll enjoy premium benefits and insurance coverage.

enviro Visa Infinite
card


Annual fee: $120
$0 for the first Authorized User card

For every $1 spent, you’ll earn1:

10x points

at select local businesses

5x points

on public transit & ferries,
including BC Ferries

2.5x points

on groceries

1.25x points

on all other purchases

Welcome Bonus Offer

Receive 2 free airport lounge visits
(US $64 value)2
Offer Expires January 5, 2020

Learn more, including eligibility

Apply now

enviro Visa Infinite
Privilege* card

Annual fee: $245 for members
$395 for non-members
$0 for the first Authorized User card

For every $1 spent, you’ll earn1:

10x points

at select local businesses

5x points

on public transit & ferries,
including BC Ferries

3x points

on groceries

1.5x points

on all other purchases

Welcome Bonus Offer

Receive $150 rebate on your annual fee3
Offer Expires January 5, 2020


Learn more, including eligibility

Apply now

enviro Visa Infinite
Business* card


Annual fee: $120
$0 for the first Authorized User card

For every $1 spent, you’ll earn1:

10x points

at select local businesses

5x points

on public transit, ferries, buses,
taxi, rail and parking

2.5x points

on office supplies

1.25x points

on all other purchases

Welcome Bonus Offer

Receive 5,000 bonus points
($50 rewards value)4
Offer Expires January 16, 2020

Learn more, including eligibility

Apply in-branch

More reasons to choose an enviro Visa Infinite card


Points that don’t disappoint

With Vancity Rewards™, you redeem points for what you love, whether that’s cash back, travel, supporting select charities or buying gift cards. Your points won’t expire and the value across all redemption categories is 100 points = $1.

Learn more about Vancity Rewards

No expiry dates
There’s no time limit by which you need to redeem your Vancity Rewards points. They won’t expire, so no matter when you choose to use them, they’ll be available.

No cap on points earned
There’s no maximum limit on the points you can earn from any purchase, which means you collect more with every transaction.

No restrictions on travel redemption
When you redeem your Vancity Rewards points for travel, there are no:

  • Black-out periods
  • Booking fees
  • Minimum stays
  • Overnight requirements

Plus, you can even use your points to pay for your taxes.

No redemption limits
There are no limits on the number of Vancity Rewards points you can redeem. So you can use them all at once or a little at a time. The choice is yours.

Access to premium benefits

enviro Visa Infinite card
  • 24/7 Concierge service and travel, dining and entertaining benefits with Visa Infinite benefits.
  • Complimentary membership to Priority Pass™ with access to over 1,200 airport lounges5
enviro Visa Infinite Privilege card
  • 24/7 Concierge service and travel, dining and entertaining benefits with Visa Infinite benefits.
  • Complimentary membership to Priority Pass with access to over 1,200 airport lounges
  • 6 annual airport lounge visits
enviro Visa Infinite Business card

Peace of mind with premium insurance coverage⁶

enviro Visa Infinite card
  • Common carrier travel accident insurance up to $500,000
  • Flight delay insurance
  • Delayed and lost baggage insurance
  • Mobile device insurance
  • and more
enviro Visa Infinite Privilege card
  • Common carrier travel accident insurance up to $500,000
  • Flight delay insurance
  • Delayed and lost baggage insurance
  • Mobile device insurance
  • Trip cancellation and interruption insurance
  • Travel emergency medical insurance up to $5,000,000
  • and more
enviro Visa Infinite Business card
  • Common carrier travel accident insurance up to $500,000
  • Flight delay insurance
  • Delayed and lost baggage insurance
  • Mobile device insurance
  • Trip cancellation and interruption insurance
  • Liability Waiver insurance7
  • and more

Vancity enviroFund™ program

Did you know that every dollar you spend with your Vancity enviro Visa credit card helps support local sustainability initiatives? That means 5% of card profits go towards the Vancity enviroFund program to support lighter living initiatives, which encourage communities to live lighter and preserve the earth’s resources for future generations.

Learn more



1 You will earn more points per $1 on eligible purchases made with an enviro Visa Infinite, enviro Visa Infinite Privilege or enviro Visa Infinite Business card. Eligibility is based on the merchant code as classified in the Visa credit card network. For enviro Visa Infinite and enviro Visa Infinite Privilege cards purchases made at merchants classified as (i) Grocery Stores; Freezer and Locker Meat Provisioners; Candy Stores; Dairy Product Stores; Bakeries; and Misc. Food Stores – Convenience Stores and Specialty Markets are “groceries”; (ii) Local/Suburban Commuter Passenger Transportation – Railroads; and Transportation Services Not Elsewhere Classified are “public transit and ferries”. For enviro Visa Infinite Business card purchases made at merchants classified as: (i) Electronics/Computers, Peripherals, and Software; Office Supplies/Stationery, Printing and Writing Paper; Electronic; and Hardware/Garden Centers are “office supplies”; (ii) Local/Suburban Commuter Passenger Transportation – Railroads; and Transportation Services Not Elsewhere Classified are “public transit and ferries”; and (iii) Taxicabs and Limousines; Bus Lines; Automobile Parking Lots and Garages; Railroads; Passenger Railways are “taxis, bus, parking and rail”. Some merchants may sell these products/services or are separate merchants who are located on the premises of these merchants, but are classified by the Visa credit card network in another manner, in which case the accelerated earn rate will not apply.

2 You will receive two Priority Pass™ airport visits (the “Offer”) when your application for a Vancity enviro Visa Infinite card has been approved. Offer valid between September 16, 2019 and January 5, 2020. To receive the Offer, you must activate your new Vancity enviro Visa Infinite card and register with Priority Pass by February 29, 2020 to claim the Offer. Refer to your Vancity enviro Visa card package which you will receive in the mail for more details. Offer may be changed, withdrawn or extended at any time, without notice, and cannot be combined with any other offer unless otherwise specified. The value is subject to change. As part of this offer, once you enrol for Priority Pass with your unique invitation code, you’ll receive the two free lounge visits. There is a fee for additional lounge visits. Please review the Priority Pass website for details on pricing

3 You will receive a $150 annual fee rebate (the “Offer”) when your application for a Vancity enviro Visa Infinite Privilege card has been approved. Offer valid between September 16, 2019 and January 5, 2020. The Offer is only for the first year for the Primary Cardholder and will be applied within 60 days of the Visa account upgrade and the Visa account must be in good standing at the time the Offer is awarded. Offer may be changed, withdrawn or extended at any time, without notice, and cannot be combined with any other offer unless otherwise specified.

4 You will receive 5,000 Vancity Rewards points (the “Offer”) when you upgrade your current Visa card to a Vancity enviro Visa Infinite Business card between October 16, 2019 and January 16, 2020. To receive the Offer, you must activate your new Vancity enviro Visa Infinite Business card. Refer to your Vancity enviro Visa card package which you will receive in the mail for more details. 5,000 Vancity Rewards points will be awarded to the Visa account within 60 days of the Visa account upgrade and the Visa account must be in good standing at the time the Offer is awarded. Offer may be changed, withdrawn or extended at any time, without notice, and cannot be combined with any other offer unless otherwise specified.

5 Priority Pass membership is included. For enviro Visa Infinite and enviro Visa Infinite Business cards, there is a fee for each lounge visit. For enviro Visa Infinite Privilege cards, you’ll receive six complimentary lounge visits annually and there is a fee for additional lounge visits. Please review the Priority Pass website for details on pricing.

6 Common Carrier Travel Accident and Travel Emergency Medical Insurance are insurance coverages underwritten by American Bankers Life Assurance Company of Florida (ABLAC) under Group Policy number VCVIL092019. All other insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy number VCVI092019. Price Protection Service and Emergency Travel Assistance Services are services only and not insurance and are provided by ABIC. ABIC and ABLAC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance and the Statement of Services provided with the card. Read the Certificate of Insurance and Statement of Services, then keep these documents in a safe place, and take them with you when you travel.

7 Liability Waiver Insurance is underwritten by Royal & Sun Alliance Insurance Company of Canada. Conditions, limitations and exclusions apply. Please read the Certificate of Insurance carefully.

* Trademark of Visa Int., used under license.