Business Mortgage

Personal

Business

Why us

Join us

Establish your own space.

Featured member

Mark Bernhardt’s home is one of BC’s first Passive House buildings.

Mortgage amount

Up to $10 million

Amortization

Up to 25 years

Book an appointment

Put your funds to good use.

With financing up to $10 million, you can use your mortgage for projects such as:

Non-profit spaces

Like community centres, art and culture hubs or health and wellness facilities.

Income-producing properties

Like apartment buildings or industrial and commercial/retail buildings.

Construction projects

Like residential projects such as condos and townhouses, industrial warehouses, office buildings or retail shopping centres.

Commercial and investment initiatives

Like income-producing commercial and residential properties or debt consolidation.

We’ll help you make the right moves.

Competitive rates

We’ll work with you to find our best fixed or variable rate based on your business lending needs.

Flexible terms

Our business mortgage is available in 5-month, 12-month, 18-month or 5-year terms, depending on your needs and rates, and an amortization up to 25 years.

Expertise and support

As a Vancity member, you’ll gain access to a dedicated business banking team with local knowledge and decision-making ability.

Take the first step.

If you’re already a Vancity member, reach out to your account manager directly. Not sure who that is? Give us a call and we’ll connect you with a business account manager who can help.

Choose a time that works for you, and one of our business account managers will call you.

Book a phone appointment

Featured member: Bernhardt Contracting

Mark Bernhardt lives in a house that consumes up to 90% less heating and cooling energy than the norm, that never gets drafty in winter or overheated in summer. His family home is one of the first examples of a Passive House in BC. And he continues to build energy efficient houses and condos with his company Bernhardt Contracting.

“One of the things that we really appreciated from Vancity is that they effectively took a risk on us,” he adds. “We were a relatively inexperienced developer and a relatively smallbuilding company. That willingness to put their money where their mouth is in terms of environmental sustainability is what draws us back to them every time. It’s incredible to have that kind of ally.”

Meet other members making change

Business Mortgage

Establish your own space.

Put your funds to good use.

We’ll help you make the right moves.

Competitive rates

Flexible terms

Expertise and support

Take the first step.

Schedule a call

Tools to build your business.

Small loans that make a big difference.

Funds for women-owned businesses.

Foreign currency solutions.

Business credit cards with reward points.

Health coverage for your employees.

Point-of-sale and payment technology.

Featured member: Bernhardt Contracting