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Business mortgages

Vancity can help make your dream of owning your own business premises a reality.  Owning your premises provides flexibility and creates opportunities to maximize revenue. A Vancity Business Mortgage can help you finance new property, expand existing premises or consolidate business debts. Plus, you can amortize your financing for up to 25 years.

With a variety of options and flexible repayment terms our business experts can help you assess the financial viability of a new purchase or help you refinance an existing business property. Our goal is to structure a business mortgage that meets your long-term needs while ensuring that your monthly cash flow is effectively managed.

Not-for-profit mortgages

Building a strong and valuable not-for-profit organization comes with its own unique challenges. Our not-for-profit members choose us because they find the products and services, relevant financial know-how, competitive rates, practical experience and shared values they can’t find at other financial institutions. We work closely with all not-for-profits to bring you solutions for financing, cash management, beneficial partnerships and financial literacy. We are actively supporting enterprises within these areas of impact.

Commercial and investment mortgages (up to $10 million)

Designed for businesses and investors planning to purchase or refinance income producing commercial properties or consolidate debts, our commercial mortgages offer a range of terms and amortization periods to meet your long-term financing requirements.   With competitive interest rates and real estate financing experts, we are committed to finding flexible commercial mortgage solutions to meet your needs.

Our Community Real Estate team can provide fixed rate or interim construction financing on multi-tenant real estate projects over 10 million. Find more details here.

Income-producing properties

  • Apartment buildings and industrial and commercial/retail buildings
  • It’s your choice of open, fixed, or closed rates for 1- to 5-year terms


  • Construction and interim financing for multi-family residential projects (condominiums and townhouses), industrial warehouses, office buildings, retail shopping centres
  • Variable rate mortgages have the option of 6- to 18-month terms

Applying is easy

Simply click the button below to set up a phone appointment with one of our Community Business Banking professionals. Ensure to select the appropriate dollar value.

Book an Appointment
  • Visit your local branch
  • Call a Vancity Community Business Banking Account Manager at 604.877.7000 or toll-free at 1.888.Vancity (826.2489)

Commercial and investment mortgages (over $10 million)