US Dollar Operating Line of Credit

Personal

Business

Why us

Join us

Day-to-day borrowing in US dollars.

Featured member

East Van Roasters provides meaningful employment for women living in Vancouver’s Downtown Eastside.

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Features that support your business.

Pay in USD whenever your business needs to

Simplify your operations and ease cash flow by avoiding currency exchange.

Apply once to get access to cash when you need it

With a revolving line of credit, you can respond quickly to business opportunities or cover cyclical costs, like seasonal inventory or payroll shortages. When you pay off your line of credit it automatically renews itself, so the money's available when you need it.

Pay interest only on what you use

You’ll be charged interest only on the amount you use, with no set minimums. Use the money you save to on interest to fund new business growth.

Safeguard your USD chequing account

Use your operating line of credit as overdraft protection on your USD chequing account, so you’re not caught off guard by surprise withdrawals.

Simplify your finances

You’ll have access to your funds through your business banking account and can make payments through your regular deposits.

We’ll help you make the right moves.

Flexible options

Lines of credit start at $5,000 at competitive rates based on the current Vancity Prime rate.± Secure your loan in USD or CAD and enjoy ongoing access up to your credit limit without the need to re-apply.

Optional payment protection

With monthly insurance payments, you can make sure your loan is covered in the event of disability, critical illness, or death.

Expertise and support

As a Vancity member, you’ll gain access to a dedicated business banking team with local knowledge and decision-making ability.

Take the first step.

Browse by location, language, and other details— and pick your preferred account manager.

Browse our directory

Choose a time that works for you, and one of our business account managers will call you.

Book a phone appointment

Featured member: East Van Roasters

At Vancity, 30% of profits go to change-making initiatives, and your deposits support local businesses like East Van Roasters, a specialty cafe and social enterprise that provides mentorship-based programming and on-the-job training for women re-entering the workforce.

Meet other members making change

Business USD Operating Line of Credit

Business USD Operating Line of Credit

Day-to-day borrowing in US dollars.

Features that support your business.

We’ll help you make the right moves.

Flexible options

Optional payment protection

Expertise and support

Special options for non-profits.

Take the first step.

Find a business account manager

Schedule a call

Tools to build your business.

Small loans that make a big difference.

Funds for women-owned businesses.

Foreign currency solutions.

Business credit cards with reward points.

Health coverage for your employees.

Point-of-sale and payment technology.

Featured member: East Van Roasters