Business Term Loan

Personal

Business

Why us

Join us

Invest in big projects.

Featured member

Skwachàys Lodge immerses guests in Indigenous art and empowers the people who create it.

Long-term financing to help you grow or improve your business.

Book an appointment

Features that support your business.

Access your entire loan right away

With a one-time lump sum of money, you can tackle big or small projects, like expanding your business, renovating a property, or buying equipment or other capital assets.

Take advantage of competitive rates and fees

Consider refinancing existing debt on products like credit lines, cash advances or credit cards that generally carry a higher interest rate to save on your payments.

Make blended scheduled payments weekly, bi-weekly or monthly

Regular payments streamline your cash flow and reduce the financial burden on your business.

We’ll help you make the right moves.

Flexible options

Loans start at $5,000 with competitive rates for terms up to 10 years.

Optional payment protection

With monthly insurance payments, you can make sure your loan is covered in the event of disability, critical illness, or death.

Expertise and support

As a Vancity member, you’ll gain access to a dedicated business banking team with local knowledge and decision-making ability.

Take the first step.

Browse by location, language, and other details— and pick your preferred account manager.

Browse our directory

Choose a time that works for you, and one of our business account managers will call you.

Book a phone appointment

Featured member: Skwachàys

Meaningful Reconciliation is critical to our vision of a fair and equitable economy. Together with our members, we support Indigenous projects making a positive impact in our communities. Skwachàys is a boutique hotel with affordable rental apartments for Indigenous artists and two art galleries, both social enterprises. When a guest spends their money at the hotel, there is a social impact – people are housed. When they buy art at one of the galleries, they’re ensuring Indigenous artists are paid fairly for their work.

Meet other members making change

Invest in big projects.

Features that support your business.

We’ll help you make the right moves.

Flexible options

Optional payment protection

Expertise and support

Special options for non-profits.

Take the first step.

Find a business account manager

Schedule a call

Tools to build your business.

Small loans that make a big difference.

Funds for women-owned businesses.

Foreign currency solutions.

Business credit cards with reward points.

Health coverage for your employees.

Point-of-sale and payment technology.

Featured member: Skwachàys