Welcome to Vancity

New to Canada?
We can help.

On behalf of Vancity, we'd like to welcome you to your new home in Canada. Community is important to us, and supporting our local community is part of what makes us different from other banks. We also understand the challenges you may have experienced moving from your home country and we want to support you any way we can. With financial products and services to help you build a new life in Canada and our warm, inviting hospitality, it's clear that you've come to the right place.

Vancity – your new home away from home.

Our Products and Services

Click on each section to find out more.

Our chequing account makes it easy to do your day-to-day banking. For a low monthly fee, you can:

  • Get unlimited debit card transactions and ATM withdrawals*
  • Pay with cheques or make preauthorized payments (bills, mortgage, etc.) for free*
  • Pay bills and transfer money (excluding INTERAC® e-Transfers) using your computer or mobile phone for free*

Best of all, if you maintain a balance of over $1,0001 in your account, we'll waive all Everyday Transactions* fees, including the monthly fee.

Learn more about Vancity's electronic chequing account

Sending money back home? Changing foreign cash for Canadian dollars? We offer a full range of foreign exchange services at every branch, including buying or selling foreign currency, international bank drafts, traveller's cheques and wire transfers anywhere in the world.

Learn more about our foreign exchange services

Protect your valuable documents and possessions in a safety deposit box. We have a variety of sizes to choose from—learn more here or visit a community branch for more details.

Building a strong credit history is important for your financial security. If you want to borrow money to buy a house, car or other major purchases, a good credit score is essential.

We take your international credit history into consideration on your loan applications to help make credit more accessible to you. Newcomers can apply for our enviro Secured Visa card or a traditional enviro™ Visa card. We also offer personal lines of credit.

Learn more about our enviro Visa or personal lines of credit, or simply contact us for details.

Do you have trade qualifications from back home that need to be upgraded to Canadian standards? We can help with loans for education that will allow you to secure Canadian credentials or trade certifications.

We'll evaluate your application based on your employment experience back home, as well as our assessment of the labour market here. All we need to get started is proof of your previous experience and your plans to acquire Canadian trade certifications.

Learn more about the Vancity Back to Work loan

Buying a home can be an important priority for newcomers to Canada. Not only do we have a range of mortgage solutions to suit your specific needs, we'll also take your international experience into consideration when reviewing your mortgage application.

Learn about the types of mortgages we offer and our rates.

Financial education

Financial education for new immigrants

Your financial health in Canada depends on your ability to understand our financial and banking system and use that knowledge to make good decisions about how you use your money. That's why we host financial seminars at our branches throughout the year, and we also have our “Each One, Teach One” financial literacy workshop series, offered at public libraries throughout the Lower Mainland. Workshops are delivered in English with important concepts translated into other languages.

Topics include basic banking and budgeting; Canadian taxation and tax filing; building a Canadian credit history; understanding the credit bureau; loans, credit cards and prepaid cards; how to avoid fraud and more.

Session locations and more information about our Each One, Teach One workshops can be found here, or contact one of our branches for upcoming seminars.

Find the assistance you need

Use this map to find local services and organizations that can give you support and assistance as you settle in to life in Canada.

Click icon for locations

Visit a Vancity branch near you

Drop in to one of our community branches for all of your banking needs or for more information on any of our services available to you.

Call us at:

Greater Vancouver:
604.877.7000

Greater Victoria:
250.519.7000

Toll-free within Canada or the U.S.:
1.888.Vancity (1.888.826.2489)

International toll-free number:
IAC.800.826.2489 (IAC = International Access Code, varies by country).

Terms and Conditions

1Waiver of account fee with minimum balance: Minimum balance of $1,000.01 required at all times to qualify for the waiver of the monthly fee.

*Everyday transactions are all of these: In-person transactions are account withdrawals, bill payments, transfers to/from/or between Vancity accounts conducted person-to-person. In-branch or over the phone with our Member Service Centre. Everyday Debit Card transactions are ATM withdrawals, and transfers from and between Vancity accounts by debit card and debit card purchases. Everyday Cheque and preauthorized payment transactions are cheque transactions and preauthorized payments from Vancity accounts. Everyday Online and mobile transactions are bill payments, transfers from and between Vancity accounts made online using a computer, mobile phone, mobile device or using our automated phone banking service.
TM enviro is a trademark of Vancouver City Savings Credit Union.

**Trademark of Visa, and used under license.