Our chequing account makes it easy to do your day-to-day banking. For a low monthly fee, you can:
- Get unlimited debit card transactions and ATM withdrawals*
- Pay with cheques or make preauthorized payments (bills, mortgage, etc.) for free*
- Pay bills and transfer money (excluding INTERAC® e-Transfers) using your computer or mobile phone
for free*
Best of all, if you maintain a balance of over $1,0001 in your account, we'll waive all
Everyday Transactions* fees, including the monthly fee.
Learn more about
Vancity's electronic chequing account
Sending money back home? Changing foreign cash for Canadian dollars? We offer a full range of foreign
exchange services at every branch, including buying or selling foreign currency, international bank
drafts, traveller's cheques and wire transfers anywhere in the world.
Learn more about our foreign
exchange services
Protect your valuable documents and possessions in a safety deposit box. We have a variety of sizes to
choose from—learn more here
or visit a community branch for more
details.
Building a strong credit history is important for your financial security. If you want to borrow money
to buy a house, car or other major purchases, a good credit score is essential.
We take your international credit history into consideration on your loan applications to help make
credit more accessible to you. Newcomers can apply for our enviro Secured Visa card or a
traditional enviro™ Visa card. We also offer personal lines of credit.
Learn more about our enviro Visa or personal lines of credit, or
simply contact us for details.
Do you have trade qualifications from back home that need to be upgraded to Canadian standards? We can
help with loans for education that will allow you to secure Canadian credentials or trade
certifications.
We'll evaluate your application based on your employment experience back home, as well as our assessment
of the labour market here. All we need to get started is proof of your previous experience and your
plans to acquire Canadian trade certifications.
Learn
more about the Vancity Back to Work loan
Buying a home can be an important priority for newcomers to Canada. Not only do we have a range of
mortgage solutions to suit your specific needs, we'll also take your international experience into
consideration when reviewing your mortgage application.
Learn about the types of mortgages we
offer and our rates.
Financial education for new immigrants
Your financial health in Canada depends on your ability to understand our financial and banking system and
use that knowledge to make good decisions about how you use your money. That's why we host financial
seminars at our branches throughout the year, and we also have our “Each One, Teach One” financial literacy
workshop series, offered at public libraries throughout the Lower Mainland. Workshops are delivered in
English with important concepts translated into other languages.
Topics include basic banking and budgeting; Canadian taxation and tax filing; building a Canadian credit
history; understanding the credit bureau; loans, credit cards and prepaid cards; how to avoid fraud and
more.
Session locations and more information about our Each One, Teach One workshops can be found here,
or contact one of our branches for upcoming
seminars.
Terms and Conditions
1Waiver of account fee with minimum balance: Minimum balance of $1,000.01 required at all times to qualify for the waiver of the monthly fee.
*Everyday transactions are all of these: In-person transactions are account withdrawals, bill payments, transfers to/from/or between Vancity accounts conducted person-to-person. In-branch or over the phone with our Member Service Centre. Everyday Debit Card transactions are ATM withdrawals, and transfers from and between Vancity accounts by debit card and debit card purchases. Everyday Cheque and preauthorized payment transactions are cheque transactions and preauthorized payments from Vancity accounts. Everyday Online and mobile transactions are bill payments, transfers from and between Vancity accounts made online using a computer, mobile phone, mobile device or using our automated phone banking service.
TM enviro is a trademark of Vancouver City Savings Credit Union.
**Trademark of Visa, and used under license.
