E Package Chequing

Do manage most of your funds electronically? Our E Package Chequing account is the one for you.

Account features

  • Unlimited FREE Everyday Debit Card Transactions*, Everyday Cheque and Preauthorized Payment* and Everyday Online and Mobile Transactions* for a flat monthly fee.
  • FREE INTERAC e-Transfer® transactions
  • Maintain a minimum balance of $1,000¹ at all times for the full calendar month and all Everyday Transaction* fees (including the monthly fee) are waived.

Everyday Transactions * fees²

Monthly fee NONE if balance of $1,000¹
Otherwise $7.75/month

Everyday In-Person Transactions*:

  • Account withdrawals
  • Bill payments
  • Transfers to or from Vancity accounts
1 FREE Everyday In-Person Transaction then 70c per transaction
FREE if balance of $1,0001

Everyday Debit Card Transactions*:

  • Debit card purchases
  • ATM cash withdrawals or ATM transfers from Accounts.

Everyday Cheque and Preauthorized Payment*:

  • Cheque transactions and preauthorized payments (PADs) from Vancity accounts

Everyday Online and Mobile Transactions*:

  • Bill payments
  • Cheque deposit using Vancity Mobile Deposit™
  • Transfers from Vancity accounts made online using a computer, mobile phone or device; or using our automated phone service.

Includes all INTERAC e-Transfer transactions (send, receive, Request Money and Autodeposit)

Please note that there is a cost associated with ordering cheques. For details and up-to-date pricing, contact us.

Open an account

I'm a member

Adding an account in Online Banking is easy. Simply login, go to Account Services where you can open a new account.

Go to Account Services

Not a member?

To open an account, you'll need to become a Vancity member—and that’s super easy. Simply select the button below to choose a time for a quick account opening phone-appointment.

Book an account opening

Good Money™ has the savings account to complement your E Package Chequing Account

If you like the features of our E Package Chequing Account, and you'd like to earn higher interest on your savings, consider our Jumpstart® High Interest Savings account.

* Click on the red asterisks to read more details.

¹ You must retain a minimum of $1000.00 in Your Account at all times for the full calendar month for Everyday Transaction fees and monthly package fee (if applicable) to be waived.

² Additional Vancity and third-party fees will apply for services not classified as Everyday Transactions and, in certain circumstances, include fees for: a) ATM network fees if you use any Canadian ATM that is not an Exchange® ATM or ACCULINK® ATM. b) ATM network fees if you use a US/international ATM. c) INTERAC® e-Transfers that are subject to a fee. d) Fees for additional services that you choose from Vancity.

You may also be charged third-party fees including: e) A surcharge (convenience fee, and/or a foreign exchange conversion fee) by the ATM or POS operator and all associated networks engaged for the ATM or POS Transactions. f) Merchant fees when you use your debit card to pay for purchases. g) Fees charged by your mobile phone service provider; please request details from your service provider.

View fee schedule. Fees are subject to change.

® Trademark of Interac Inc. Used under license.