Member benefits

Becoming a Vancity member has its benefits, not only will you have access to a breadth of financial services and expert advice, but you’ll also make a real impact in your local community.

  • Democratic member control: As a member of a co-operative, you have voting rights to choose Board of Directors whom you believe will best help lead and shape the credit union.
  • Profit sharing through our Shared Success program: 30% of our net profits are shared with members and communities, plus you can earn dividends on membership shares each year.
  • Community investment: Your deposits are invested in local businesses, organizations and initiatives to help create positive economic, social and environmental impacts in your community.
  • Financial seminars and business workshops: You have access to various workshops and financial seminars held at our community branches and local communities.
  • Member Perks: You can take advantage of exclusive member-only local offers and discounts throughout the year.
  • Manage your finances anytime and anywhere: We offer our members a wide range of banking options so you can manage your finances anytime and anywhere – securely and conveniently.
  • Access to over 4,000 surcharge-free ATMs: You'll have access to over 4,000 ATMs across Canada for free. Look for ATMs displaying THE EXCHANGE® and ACCULINK logos to bank ding free®.
  • Member preferred rates: We offer promotional mortgage and term deposit rates for qualified members.
  • Fair and reasonable banking fees: We’re committed to delivering top-quality financial services at a fair, reasonable price to all members.
  • Deposits are 100% guaranteed. Protection provided by the Credit Union Deposit Insurance Corporation of British Columbia.

Become a Vancity member

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By phone

Metro Vancouver

Greater Victoria


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In person

Visit a Vancity community branch near you.

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Start your membership application with our online form.

Apply now