Choosing a financial institution is an important decision. You need to feel confident that the institution you choose has the expertise to guide you wisely, the flexibility to meet your evolving needs, and the courage to embrace opportunity and innovation.
At Vancity, we live by these values every single day, serving over 509,000 members across British Columbia.
In addition to providing personalized service and a wide range of convenient and affordable financial products and services, we offer a new approach to wealth-building that fits with your values.
Good Money™ is changing how our members see their financial future. It's helping them grow their wealth by earning competitive returns and enjoying a share of our profits through our Shared Success program. And it's connecting them to an innovative investment model that supports a stronger local economy, a healthier population, and a more vibrant, prosperous community.
Because Vancity is a credit union and not a conventional bank, you'll need to become a member before opening an account and using our products and services.
To become a member, you just need to be a resident of British Columbia and purchase a minimum of $5 in shares.
Applying for membership is easy: you can apply online in a few minutes, or switch from your current financial institution by filling out a simple form. And once you're a member, you'll be eligible for benefits ordinary banks can't match.
Democratic member control. Members control the co-operative and actively participate in setting policies and making decisions. Members have equal voting rights (one member, one vote).
Fee-free banking. We're committed to keeping fees affordable. You pay no banking fees if you're under 25, over 55, or carry a balance of more than $1,000.
Deposits are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia.
Shared Success Program. We share 30% of our profits with our members and the communities they live in.
Community investment. When you make deposits with Vancity, you earn competitive returns that help you reach your financial goals. We then lend to businesses and organizations that create social, economic and environmental impact. That investment comes back to all of us in the form of a stronger economy, a healthier population, and a vibrant, more prosperous community.
Each member is required to hold $5 in shares. Vancity may transfer money from any account to your Membership Shares
account toward the purchase of the minimum number of shares, if required.
Good Money™ is a trademark of Vancouver City Savings Credit Union.